N186 Johnson Rd, Stoddard, WI 54658 Property Records

La Crosse County property record for N186 Johnson Rd, Stoddard, WI 54658

Property Summary

Property Type	Single Family Home
Lot Size	10.2 acres (447,361 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Jan 2024)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-000197-002`

Property Details

APN / Parcel Number

Primary APN	`011-000197-002`
Alternative APNs	`11 197 2` `63995`

Exterior

Lot Area	447,361 sqft (10.2 acres)

Location & Zoning

Account Number	63995
Old Parcel Number	11 197 2
Street Address	N186 JOHNSON RD
City	STODDARD
State	WI
Zip	54658-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	PRT W1/2-SE COM NW COR NW-SE E 575FT TO C/L RD S10D49MW 107FT S14D9MW 325FT S2D34MW 144FT S10D19MW 164FT TO POB E 750FT S26D6
Legal Range	06
Legal Township	15
Legal Section	31
Legal Quarter	NW
Quarter-Quarter Section	SE
Jurisdiction	LA CROSSE WI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4029
Census Tract	10700

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	N186 JOHNSON RD, STODDARD, WI 54658-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTBY CO OP CU
May 30, 2024	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Dec 19, 2019	Warranty Deed, Transfer · ARM WESTBY CO OP CU
Jul 13, 2016	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	1816798
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N186 JOHNSON RD, STODDARD, WI 54658-9722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001742028
Date	Mar 9, 2020
Instrument	1742028

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	N186 JOHNSON RD, STODDARD, WI 54658-9722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001820685
Date	May 30, 2024
Instrument	1820685

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2034

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 30, 2024
Property Address	N186 JOHNSON RD, STODDARD, WI 54658-9722
Document Number	0001816798
Map Reference	DOC 788596 PG 440
Instrument Date	Jan 29, 2024
Instrument	1816798
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001816799
Date	Jan 30, 2024
Instrument	1816799

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 19, 2019
Property Address	N186 JOHNSON RD, STODDARD, WI 54658-9722
Document Number	0001738254
Map Reference	DOC 788596
Instrument Date	Dec 13, 2019
Instrument	1738254
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001738255
Date	Dec 19, 2019
Instrument	1738255

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.13%
Index	5-Year CMT

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 13, 2016
Property Address	N186 JOHNSON RD, STODDARD, WI 54658-9722
Document Number	0001678115
Instrument Date	Jun 30, 2016
Instrument	1678115
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001678116
Date	Jul 13, 2016
Instrument	1678116

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Shelby Town
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,173.00 (+7.89%) Homeowner's exemption	$356,000 (+84.07%) Land $101,400 Building $254,600	$370,100 (+91.37%)
2023	$3,868.00 (+3.87%) Homeowner's exemption	$193,400 (-) Land $62,400 Building $131,000	$193,400 (-) Land $62,400 Building $131,000
2022	$3,724.00 Homeowner's exemption	$193,400 Land $62,400 Building $131,000	$193,400 Land $62,400 Building $131,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Farmers Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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