Jackson County property record for LT40 Three Springs Dr, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,000 (Aug 2020) |
| Tax Bill | $246 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7536-07-5134 |
| Primary APN | 7536-07-5134 |
|---|---|
| Alternative APN |
|
| Lot Area | 174,240 sqft (4 acres) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 624 sqft |
| Street Address | LT40 THREE SPRINGS DR |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 40 LAUREL GAP ADD 1 |
| Legal Subdivision | LAUREL GAP ADD |
| Legal Lot Number | 40 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 950500 |
LT40 Three Springs Dr is owned by an individual who bought it in August 2020.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 247 THREE SPRINGS DR, SYLVA, NC 28779-7446 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | Sep 26, 2016 · Amount on File |
| Deed Book / Page | 2273 / 1130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 13, 2026 |
| Property Address | LT40 THREE SPRINGS DR, SYLVA, NC 28779 |
| Document Number | 2423001522 |
| Book / Page | 2423 / 1522 |
| Instrument Date | Jun 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 THREE SPRINGS DR, SYLVA, NC 28779-7446 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Aug 11, 2020 |
| Property Address | LT 40 THREE SPRINGS DR, SYLVA, NC 28779 |
| Document Number | 0022731130 |
| Book / Page | 2273 / 1130 |
| Map Reference | CAB 5 SL 621 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 423, CULLOWHEE, NC 28723-0423 |
| Name | Verified Name |
|---|---|
| Address | 247 THREE SPRINGS DR, SYLVA, NC 28779-7446 |
| Document Number | 0022731134 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2273/1134 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for LT40 Three Springs Dr was $246.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $64,750 (-) Land $34,250 Building $30,500 | |
| 2025 | $246.00 | $64,750 Land $34,250 Building $30,500 |
| 2023 | $194.00 | $51,290 Land $17,590 Building $33,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place LT40 Three Springs Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around LT40 Three Springs Dr is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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