E10441 McCarty Rd, Readstown, WI 54652 Property Records

Vernon County property record for E10441 McCarty Rd, Readstown, WI 54652

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	11 acres (480,902 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Oct 2023)
Tax Bill	$106 (2025)
Deeds & Mortgages	May 2018 Line of Credit Sep 2018 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`026-00087-0001`

Property Details

APN / Parcel Number

Primary APN	`026-00087-0001`

Exterior

Lot Area	480,902 sqft (11 acres)

Location & Zoning

Street Address	E10441 MCCARTY RD
City	READSTOWN
State	WI
Zip	54652-8142
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	PART OF THE SW SE LYING SO OF THE TOWN ROAD BEING PT OF PCL B OF SURVEY (SEE PARCEL MAPPING NOTES)
Jurisdiction	VERNON WI
Township / Civil Division	KICKAPOO
Census Block Group	2
Census Block	2006
Census Tract	960500

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Line of Credit WESTBY CO OP CU
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit WESTBY CO OP CU
Feb 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage CLARE BANK NA
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit CLARE BANK NA
Sep 16, 2016	Deed of Trust, Mortgage BADGERLAND FINANCIAL FLCA
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU
Sep 18, 2017	Warranty Deed, Transfer · Line of Credit WESTBY CO OP CU
Oct 29, 2014	Warranty Deed, Transfer · Stand-Alone First Mortgage BADGERLAND FINANCIAL FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	533690
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000503056
Date	May 25, 2018
Instrument	503056

Lender

Name	WESTBY CO OP CU
Type	Credit Union
Address	WESTBY, WI 54667

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504687
Date	Sep 17, 2018
Instrument	504687

Lender

Name	WESTBY CO OP CU
Type	Credit Union
Address	WESTBY, WI 54667

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000512170
Date	Feb 25, 2020
Instrument	512170

Lender

Name	CLARE BANK NA
Type	Bank
Address	PLATTEVILLE, WI 53818

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142

Mortgage

Document Number	0000531415
Date	Apr 13, 2023
Instrument	531415

Lender

Name	CLARE BANK NA
Type	Bank
Address	MOUNT HOPE, WI 53816

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000494270
Date	Sep 16, 2016
Instrument	494270

Lender

Name	BADGERLAND FINANCIAL FLCA
Type	Funding / Finance Company
Address	PRAIRIE DU SAC, WI 53578

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2041

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Oct 17, 2023
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Document Number	0000533690
Instrument Date	Oct 17, 2023
Instrument	533690
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12507 YANKEE TOWN RD, SOLDIERS GROVE, WI 54655-7587

Mortgage

Document Number	0000533691
Date	Oct 17, 2023
Instrument	533691

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	5 Years
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	5-Year TN
Max Rate	12.5%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Sep 18, 2017
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Document Number	0000499480
Instrument Date	Sep 15, 2017
Instrument	499480
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W2746 STARR RD, GRANTON, WI 54436-8726

Mortgage

Document Number	0000499481
Date	Sep 18, 2017
Instrument	499481

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Oct 29, 2014
Property Address	E10441 MCCARTY RD, READSTOWN, WI 54652-8142
Document Number	0000484517
Instrument Date	Oct 28, 2014
Instrument	00484517
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N11784 LETTAU DR, N11784, BROWNSVILLE, WI 53006-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 UNION ST # 2, 2, MADISON, WI 53704-5136

Mortgage

Document Number	0000484518
Date	Oct 29, 2014
Instrument	484518

Lender

Name	BADGERLAND FINANCIAL FLCA
Type	Funding / Finance Company
Address	PRAIRIE DU SAC, WI 53578

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Kickapoo Town
Unified School District	Kickapoo Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00 (+19.1%)	$7,500 (+82.93%) Land $7,500	$14,000 (+16.67%)
2023	$89.00 (-6.32%)	$4,100 (-2.38%) Land $4,100	$12,000 (+15.38%)
2022	$95.00	$4,200 Land $4,200	$10,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (2007–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vernon Communications Fiber	1,000 / 1,000

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