B-10 Bower Ct, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for B-10 Bower Ct, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	528 sqft · built 1940
Lot Size	0.032 acres (1,398 sqft)
Owner	Individual Name on File
Last Sale	$1,195,000 (Jan 2026)
Tax Bill	$3,517 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00108-03-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00108-03-00010`
Alternative APN	`1000108000300010`

Interior

Stories	1 Story
Building Area	528 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	1,398 sqft (0.032 acres)
Lot Dimensions	35 ft deep x 40 ft wide

Location & Zoning

Street Address	B-10 BOWER CT
City	STONE HARBOR
State	NJ
Zip	08247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L12
Legal Subdivision	STONE HARBOR
Legal Block	108.3
Legal Lot Number	10
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1130
Census Tract	20901

Owner

B-10 Bower Ct is owned by an individual who bought it in January 2026.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1900 CHRISTIAN ST, 3, PHILADELPHIA, PA 19146-2618
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jul 10, 2007 · Amount on File
Deed Document Number	202687697
Deed Book / Page	4264 / 784
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	0039330371
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 15, 2020
Property Address	STONE HARBOR, NJ 08247
Document Number	0039330371
Book / Page	003933 / 000371
Instrument Date	Aug 18, 2020
Instrument	30506
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	760 MUSTIN LN VILLANOVA PA 190852014, VILLANOVA, PA 19085-2014

Mortgage

Document Number	62420090
Date	Sep 15, 2020
Book Page	006242/000090
Instrument	30507

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,300 (-) Land $424,000 Building $46,300	$470,300 (-) Land $424,000 Building $46,300
2025		$470,300 Land $424,000 Building $46,300	$470,300 Land $424,000 Building $46,300
2024	$3,517.00
2023		$470,300 Land $424,000 Building $46,300	$470,300 Land $424,000 Building $46,300
2022	$3,254.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place B-10 Bower Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around B-10 Bower Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250