9N646 Flora Dr, Elgin, IL 60123 Property Records

Kane County property record for 9N646 Flora Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1968
Lot Size	0.26 acres (11,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2019)
Tax Bill	$6,489 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-27-153-030`

Property Details

APN / Parcel Number

Primary APN	`06-27-153-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,340 sqft (0.26 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Well

Location & Zoning

Street Address	9N646 FLORA DR
City	ELGIN
State	IL
Zip	60123-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN ESTATES UNIT 1 LOT 48
Legal Subdivision	ELGIN ESTATES
Legal Block	3
Legal Lot Number	48
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3013
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9N646 FLORA DR, ELGIN, IL 60123-6777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Warranty Deed, Transfer COUNTY OF KANE THROUGH
Feb 1, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Jan 16, 2019	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	May 16, 2007 · Amount on Record
Deed Document Number	201959126
Prior Transfer Date	Mar 15, 1995
Prior Transfer Doc	0000025686
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 6, 2019
Property Address	9N646 FLORA DR, ELGIN, IL 60123-6777
Document Number	0000059126
Instrument Date	Dec 3, 2019
Instrument	2019K059126
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9N646 FLORA DR, ELGIN, IL 60123-6777

Mortgage

Document Number	0000059128
Date	Dec 6, 2019
Instrument	2019K059128

Lender

Name	COUNTY OF KANE THROUGH
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000059127
Date	Dec 6, 2019
Instrument	2019K059127

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate	4.25%

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2019
Property Address	9N646 FLORA DR, ELGIN, IL 60123-6777
Document Number	0000004183
Instrument Date	Jan 23, 2019
Instrument	4183
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 S HAWTHORNE ST ELGIN IL 601235874, ELGIN, IL 60123-5874

January 2019: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	KANE IL
Recording Date	Jan 16, 2019
Property Address	9N646 FLORA DR, ELGIN, IL 60123-6777
Document Number	0000002285
Instrument Date	Oct 26, 2018
Instrument	2285
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,489.00 (+13.19%)	$94,704 (+8.57%) Land $22,517 Building $72,187	$284,226 (+8.57%) Land $67,578 Building $216,648
2024		$87,229 (+21.39%) Land $20,740 Building $66,489	$261,792 (+21.44%) Land $62,245 Building $199,547
2022	$5,733.00 (+5.66%)	$71,857 (+6.96%) Land $17,085 Building $54,772	$215,571 (+6.96%) Land $51,255 Building $164,316
2021	$5,426.00	$67,181 Land $15,973 Building $51,208	$201,543 Land $47,919 Building $153,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ROLLINS private · serves 231 people · EPA ID IL0895150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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