Kane County property record for 9N620 S Water Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,151 sqft · built 1874 |
| Lot Size | 0.598 acres (26,067 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2025) |
| Tax Bill | $7,148 (2025) |
| Deeds & Mortgages | May 2025 Sale Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-30-227-046 |
| Primary APN | 06-30-227-046 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,151 sqft Living Area |
| Gross Area | 4,958 sqft |
| Basement Area | 1,807 sqft |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1874 |
| Construction Type | Frame |
| Lot Area | 26,067 sqft (0.598 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9N620 S WATER RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CATATOGA SUB LOT 1 |
| Legal Subdivision | CATATOGA SUB |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 851913 |
9N620 S Water Rd is owned and occupied by two individuals who bought it in May 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9N620 S WATER RD, ELGIN, IL 60124-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 19, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on File |
| Deed Sale | May 28, 2025 · Amount on File |
| Deed Document Number | 202519219 |
| Prior Transfer Date | Nov 5, 2001 |
| Prior Transfer Doc | 0000036712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 28, 2025 |
| Property Address | 9N620 S WATER RD, ELGIN, IL 60124-8401 |
| Document Number | 0000019219 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 2025K019219 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9N620 S WATER RD, ELGIN, IL 60124-8401 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 19, 2023 |
| Property Address | 9N620 S WATER RD, ELGIN, IL 60124-8401 |
| Document Number | 0000036712 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023K036712 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9N620 S WATER RD, ELGIN, IL 60124-8401 |
The 2025 property tax bill for 9N620 S Water Rd was $7,148, up 3% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,148.00 (+3.03%) | $120,314 (+8.57%) Land $36,395 Building $83,919 | $361,086 (+8.57%) Land $109,229 Building $251,858 |
| 2024 | $6,938.00 Homeowner's exemption | $110,817 Land $33,522 Building $77,295 | $332,584 Land $100,606 Building $231,978 |
| 2022 | $6,406.00 (+6.68%) Homeowner's exemption | $91,288 (+6.96%) Land $27,615 Building $63,673 | $273,864 (+6.96%) Land $82,845 Building $191,019 |
| 2021 | $6,005.00 Homeowner's exemption | $85,348 Land $25,818 Building $59,530 | $256,044 Land $77,454 Building $178,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9N620 S Water Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9N620 S Water Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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