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9N348 Oak Tree Ln, Elgin, IL 60124 Property Records

Kane County property record for 9N348 Oak Tree Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,792 sqft · built 1985
Lot Size2.51 acres (109,336 sqft)
Owner2 Company Names on Record
Last Sale$250,000 (Jun 2010)
Tax Bill$9,104 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN05-26-427-016

Property Details

APN / Parcel Number

Primary APN05-26-427-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft
Basement Area1,792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood
Construction TypeFrame
Lot Area109,336 sqft
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address9N348 OAK TREE LN
CityELGIN
StateIL
Zip60124-8348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 OF WESTWINDS SUB
Legal SubdivisionWESTWINDS SUB
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1042
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address9N348 OAK TREE LN, ELGIN, IL 60124-8348
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Nov 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2010 · Amount on Record
Deed SaleJun 9, 2010 · Amount on Record
Deed Document Number201036955
Last Transfer DateOct 4, 2018
Transfer Doc0000053988
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address9N348 OAK TREE LN, ELGIN, IL 60124-8348
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035697
DateOct 12, 2023
Instrument2023K035697
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 6, 2018
Property Address9N348 OAK TREE LN, ELGIN, IL 60124-8348
Document Number0000053988
Instrument DateOct 4, 2018
Instrument53988
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9N348 OAK TREE LN ELGIN IL 601248348, ELGIN, IL 60124-8348

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,104.00 (+9.77%) Homeowner's exemption$142,412 (+7.79%) Land $43,693 Building $98,719$427,407 (+7.79%) Land $131,131 Building $296,276
2024$132,120 (+29.67%) Land $40,535 Building $91,585$396,519 (+29.72%) Land $121,654 Building $274,865
2022$8,294.00 (+4.76%) Homeowner's exemption$101,888 (+7.19%) Land $28,476 Building $73,412$305,664 (+7.19%) Land $85,428 Building $220,236
2021$7,917.00 Homeowner's exemption$95,056 Land $27,510 Building $67,546$285,168 Land $82,530 Building $202,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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