9N044 Oak Bluff Dr, Elgin, IL 60124 Property Records

Kane County property record for 9N044 Oak Bluff Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,995 sqft · built 1987
Lot Size	1.09 acres (47,480 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Apr 2015)
Tax Bill	$9,832 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-27-476-006`

Property Details

APN / Parcel Number

Primary APN	`05-27-476-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft
Basement Area	1,995 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	47,480 sqft (1.09 acres)
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9N044 OAK BLUFF DR
City	ELGIN
State	IL
Zip	60124-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 SUB
Legal Subdivision	OAK BLUFF
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1123
Census Tract	850709

Owner

Source: Kane County records · APN 05-27-476-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9N044 OAK BLUFF DR, ELGIN, IL 60124-8340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Jun 26, 1996 · Amount on Record
Deed Document Number	201520160
Prior Transfer Date	Mar 03, 1997
Prior Transfer Doc	0000014590
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N044 OAK BLUFF DR, ELGIN, IL 60124-8340
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015405
Date	Mar 18, 2022
Instrument	2022K015405

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N044 OAK BLUFF DR, ELGIN, IL 60124-8340
Document Number	0000034302
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 06, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9N044 OAK BLUFF DR ELGIN IL 601248340, ELGIN, IL 60124-8340

Mortgage

Document Number	0000034302
Date	Jun 29, 2020
Instrument	34302

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N044 OAK BLUFF DR, ELGIN, IL 60124-8340
Document Number	0000048196
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9N044 OAK BLUFF DR ELGIN IL 601248340, ELGIN, IL 60124-8340

Mortgage

Document Number	0000048196
Date	Sep 14, 2017
Instrument	48196

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 13, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,832.00 (-6.54%) Homeowner's exemption
2024		$144,610 (+11.19%) Land $27,638 Building $116,972	$434,004 (+11.24%) Land $82,947 Building $351,056
2022	$10,520.00 (+5.17%) Homeowner's exemption	$130,055 (+7.73%) Land $23,138 Building $106,917	$390,165 (+7.73%) Land $69,414 Building $320,751
2021	$10,003.00 Homeowner's exemption	$120,725 Land $22,353 Building $98,372	$362,175 Land $67,059 Building $295,116

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures