9N040 Lilly St, Elgin, IL 60124 Property Records

Kane County property record for 9N040 Lilly St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,980 sqft · built 1989
Lot Size0.94 acres (40,946 sqft)
Owner2 Company Names on Record
Last Sale$320,000 (Jun 2019)
Tax Bill$9,529 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-27-452-004

Property Details

APN / Parcel Number

Primary APN05-27-452-004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,980 sqft Living Area
Basement Area1,630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address9N040 LILLY ST
CityELGIN
StateIL
Zip60124-8338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLATO 33
Legal SubdivisionPLATO RIDGE
Legal Block1
Legal Lot Number33
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1075
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address9N040 LILLY ST, ELGIN, IL 60124-8338
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL SAVINGS BANK
Jun 13, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleAug 1, 1994 · Amount on Record
Deed Document Number201924497
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address9N040 LILLY ST, ELGIN, IL 60124-8338
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032076
DateJun 18, 2020
Instrument2020K032076
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 13, 2019
Property Address9N040 LILLY ST, ELGIN, IL 60124-8338
Document Number0000024497
Instrument DateJun 5, 2019
Instrument2019K024497
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address570 TRINITY TER, ELGIN, IL 60123-2692

Mortgage

Document Number0000024498
DateJun 13, 2019
Instrument2019K024498
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,529.00 (-3.63%) Homeowner's exemption$151,313 (+7.79%) Land $29,791 Building $121,522$454,121 (+7.79%) Land $89,409 Building $364,712
2024$140,378 (+14.5%) Land $27,638 Building $112,740$421,303 (+14.54%) Land $82,947 Building $338,355
2022$9,888.00 (+0.85%) Homeowner's exemption$122,606 (+3.51%) Land $23,138 Building $99,468$367,818 (+3.51%) Land $69,414 Building $298,404
2021$9,805.00 Homeowner's exemption$118,448 Land $22,353 Building $96,095$355,344 Land $67,059 Building $288,285

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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