9B Cottingham Dr, Monroe Township, NJ 08831 Property Records

Middlesex County and Monroe Township property record for 9B Cottingham Dr, Monroe Township, NJ 08831

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1983
Lot Size	9.18 acres (4 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Dec 2016)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-00027-1-00025-212`

Property Details

APN / Parcel Number

Primary APN	`12-00027-1-00025-212`
Alternative APN	`12000270001000250212`

Interior

Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	4 sqft

Location & Zoning

Street Address	9B COTTINGHAM DR
City	MONROE TOWNSHIP
State	NJ
Zip	08831-4869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC
Legal Description	6,039 SF
Legal Subdivision	COMMUNITIES/CONCORDIA SEC 18
Legal Block	27.1
Legal Lot Number	25.21
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2013
Census Tract	8205

Owner

9B Cottingham Dr is owned and occupied by two individuals who bought it in December 2016.

Source: Middlesex County and Monroe Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9B COTTINGHAM DR, MONROE TOWNSHIP, NJ 08831-4869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2016 · Amount on File
Deed Sale	Dec 21, 2016 · Amount on File
Deed Document Number	2016231
Deed Book / Page	6909 / 423
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	9B COTTINGHAM DR, MONROE TOWNSHIP, NJ 08831-4869
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 COTTINGHAM DR, JAMESBURG, NJ 08831-4738

Mortgage

Document Number	0000001116
Date	Jan 7, 2026
Book Page	19919/1582
Instrument	2026001116

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9B Cottingham Dr was $3,701, up 3.4% from the year before.

Source: Middlesex County and Monroe Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Monroe Township
Unified School District	Monroe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,300 (-) Land $50,000 Building $77,300	$127,300 (-) Land $50,000 Building $77,300
2025	$3,701.00 (+3.44%)	$127,300 Land $50,000 Building $77,300	$127,300 Land $50,000 Building $77,300
2024	$3,578.00
2023		$127,300 Land $50,000 Building $77,300	$127,300 Land $50,000 Building $77,300
2022	$3,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9B Cottingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9B Cottingham Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE TWP UTILITY DEPARTMENT serves 36,000 people · EPA ID NJ1213002
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20