Buncombe County property record for 99999 Lance Rd, Candler, NC 28715
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $177 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 685339-2020-202 |
| Primary APN | 685339-2020-202 |
|---|---|
| Alternative APNs |
|
| Lot Area | 40,075 sqft (0.92 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 685339-2020-202 |
|---|---|
| Street Address | 99999 LANCE RD |
| City | CANDLER |
| State | NC |
| Zip | 28715 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | OU |
| Legal Description | LOT: 3 PLAT: 0051-0150 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2401 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 LANCE RD, CANDLER, NC 28715-9150 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 18, 2019 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2009 |
| Deed Sale | Feb 13, 2009 |
| Deed Book / Page | 4648 / 384 |
| Last Transfer Date | Mar 12, 2019 |
| Transfer Doc | 0057521785 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 99999 LANCE RD, CANDLER, NC 28715 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0057711178 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 5771/1178 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 18, 2019 |
| Property Address | 99999 LANCE RD, CANDLER, NC 28715 |
| Document Number | 0057521781 |
| Book / Page | 5752 / 1781 |
| Map Reference | MB 51 PG 150 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LANCE RD, CANDLER, NC 28715-9150 |
| Document Number | 0057521785 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 5752/1785 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Number | 0057521785 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 5752/1785 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177.00 (+6.63%) | $23,600 (-) Land $23,600 | $23,600 (-) Land $23,600 |
| 2024 | $166.00 (+2.47%) | ||
| 2023 | $162.00 | $23,600 | $23,600 (-) Land $23,600 |
| 2021 | $23,600 Land $23,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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