9998 W North Rd, Elsie, MI 48831 Property Records

Shiawassee County property record for 9998 W North Rd, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,031 sqft · built 1900
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jul 2017)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-05-200-001-01`

Property Details

APN / Parcel Number

Primary APN	`001-05-200-001-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,031 sqft Living Area
1st Floor Area	1,303 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	74,052 sqft (1.7 acres)
Garage Area	1,065 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9998 W NORTH RD
City	ELSIE
State	MI
Zip	48831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5 T8N R1E COM AT PT WHICH IS N0025'31!W 1235.24 FT FROM W 14 POST OF SEC N0025'31!W 166.94 FT TO E 14 POST OF SEC 36 T9N
Legal Range	01E
Legal Township	08N
Legal Section	05
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1004
Census Tract	30200

Owner

9998 W North Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9998 W RIDGE RD, ELSIE, MI 48831-9222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 7, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Jan 6, 2012 · Amount on File
Deed Document Number	20173299412
Deed Book / Page	1236 / 102
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0011530396
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	9998 W RIDGE RD, ELSIE, MI 48831-9222
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9998 W RIDGE RD, ELSIE, MI 48831-9222

Mortgage

Document Number	0012730604
Date	Oct 5, 2020
Book Page	1273/604
Instrument	3337287

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 7, 2017
Property Address	9998 W RIDGE RD, ELSIE, MI 48831-9222
Document Number	0012360102
Book / Page	001236 / 000102
Instrument Date	Jun 30, 2017
Instrument	3299412
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	TITLE SOURCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9003 KROUSE RD OVID MI 488669768, OVID, MI 48866-9768

Mortgage

Document Number	12360103
Date	Jul 7, 2017
Book Page	001236/000103
Instrument	3299413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9998 W North Rd was $1,885 with a homeowner's exemption, up 1.3% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Fairfield Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,400 (+13.08%)	$186,800 (+13.08%)
2025	$1,885.00 (+1.29%) Homeowner's exemption	$82,600	$165,200
2024	$1,861.00 (+26.17%)
2023	$1,475.00 Homeowner's exemption	$80,100	$160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9998 W North Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9998 W North Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: CMS Internet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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