San Diego County property record for 9998 Dunbar Ln, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1970 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jun 2025) |
| Tax Bill | $7,234 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-120-16-00 |
| Primary APN | 402-120-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,455 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 49,223 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9998 DUNBAR LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 18-15-2E W 1/4 POR |
| Legal Range | 02E |
| Legal Township | 15 |
| Legal Section | 18 |
| Legal Subdivision | SAN BERNARDINO BASE & MERIDIAN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16812 |
9998 Dunbar Ln is owned and occupied by two individuals who bought it in June 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC |
| Feb 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU |
| Jul 12, 2022 | Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jul 12, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 2025159603 |
| Prior Transfer Date | Jul 5, 2022 |
| Prior Transfer Doc | 0000285600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000031687 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 2026-0031687 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000041190 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023-0041190 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 29, 2048 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2022 |
| Property Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000285600 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-0285600 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2022 |
| Property Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000285601 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022-0285601 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000285602 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-0285602 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2020 |
| Property Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000407236 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020-0407236 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9998 DUNBAR LN, EL CAJON, CA 92021-2624 |
| Document Number | 0000407237 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-0407237 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 9998 Dunbar Ln was $7,234.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $902,700 (+47.56%) Land $596,700 Building $306,000 | |
| 2025 | $7,234.00 Homeowner's exemption | $611,750 Land $436,790 Building $174,960 |
| 2023 | $7,084.00 (+160.35%) Homeowner's exemption | $587,997 Land $419,830 Building $168,167 |
| 2022 | $2,721.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9998 Dunbar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9998 Dunbar Ln is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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