9997 Bridgewater Dr, Theodore, AL 36582 Property Records

Mobile County property record for 9997 Bridgewater Dr, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,892 sqft · built 2018
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Oct 2022)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023702040000001023`

Property Details

APN / Parcel Number

Primary APN	`R023702040000001023`
Alternative APNs	`37 02 04 0 000 001.023` `04000553` `4000553`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,007 sqft (0.619 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	4000553
Old Parcel Number	R023702040000001023
Street Address	9997 BRIDGEWATER DR
City	THEODORE
State	AL
Zip	36582-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BRIDGEWATER UNIT 1 MBK 119 PAGE 56
Legal Subdivision	BRIDGEWATER UNIT 1
Legal Lot Number	23
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	GRAND BAY
Census Block Group	2
Census Block	2006
Census Tract	6501

Owner

9997 Bridgewater Dr is owned and occupied by an individual who bought it in October 2022.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	9997 BRIDGEWATER DR S, THEODORE, AL 36582-7493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 14, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Deed Document Number	2022069724
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	2021072742
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 3, 2021
Property Address	9997 BRIDGEWATER DR, THEODORE, AL 36582-7572
Document Number	0000072742
Map Reference	MB 119 PG 56
Instrument Date	Oct 27, 2021
Instrument	2021072742
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 89734, MOBILE, AL 36666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9997 BRIDGEWATER DR S, THEODORE, AL 36582-7493
Investor	Possibly a Property Investor

Mortgage

Document Number	0000072743
Date	Nov 3, 2021
Instrument	2021072743

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 14, 2018
Property Address	9997 BRIDGEWATER DR S, THEODORE, AL 36582-7493
Document Number	0000007568
Book / Page	007603 / 000990
Instrument Date	Sep 11, 2017
Instrument	7568
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9997 BRIDGEWATER DR S THEODORE AL 36582, THEODORE, AL 36582

Mortgage

Document Number	7569
Date	Feb 14, 2018
Book Page	007603/000993
Instrument	7569

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9997 Bridgewater Dr was $1,560 with a homeowner's exemption, up 6.3% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,560.00 (+6.34%) Homeowner's exemption	$32,820 (+11.14%) Land $2,600 Building $30,220	$328,200 (+11.14%) Land $26,000 Building $302,200
2024	$1,467.00 (-41.37%)	$29,530 (+16.08%) Land $2,550 Building $26,980	$295,300 (+16.08%) Land $25,500 Building $269,800
2023	$2,502.00 (+148.21%)	$25,440 (+18.6%) Land $2,700 Building $22,740	$254,400 (+18.6%) Land $27,000 Building $227,400
2022	$1,008.00 Homeowner's exemption	$21,450 Land $2,700 Building $18,750	$214,500 Land $27,000 Building $187,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9997 Bridgewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9997 Bridgewater Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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