9995 Winlake Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9995 Winlake Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1956
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2019)
Tax Bill	$5,775 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0138-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0138-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	400 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	185 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	472 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9995 WINLAKE DR
City	CINCINNATI
State	OH
Zip	45231-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINLAKE DR 150.46 X 185.94 IRR LOT 21 LAKEVIEW PK SUB SEC C
Legal Subdivision	LAKEVIEW PK SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	22101

Owner

9995 Winlake Dr is owned and occupied by an individual who bought it in September 2019.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9995 WINLAKE DR, CINCINNATI, OH 45231-2563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 20, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Aug 29, 2019	Trustee's Deed, Construction Loan · Line of Credit VALLEY CTRL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	Oct 11, 2006 · Amount on File
Deed Document Number	201980770
Deed Book / Page	14006 / 469
Prior Transfer Date	Feb 28, 1996
Prior Transfer Doc	0000037418
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9995 WINLAKE DR, CINCINNATI, OH 45231-2563
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006884
Date	Jan 15, 2021
Book Page	14335/208
Instrument	2021-0006884

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2019
Property Address	9995 WINLAKE DR, CINCINNATI, OH 45231-2563
Document Number	0000080770
Book / Page	014006 / 000469
Instrument Date	Sep 9, 2019
Instrument	80770
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9995 WINLAKE DR CINCINNATI OH 452312563, CINCINNATI, OH 45231-2563

Mortgage

Document Number	80771
Date	Sep 20, 2019
Book Page	014006/000472
Instrument	80771

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 29, 2019
Property Address	9995 WINLAKE DR, CINCINNATI, OH 45231-2563
Book / Page	013991 / 000716
Instrument Date	Aug 12, 2019
Instrument	72853
Transaction Type	Construction Loan
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9995 WINLAKE DR CINCINNATI OH 452312563, CINCINNATI, OH 45231-2563

Mortgage

Document Number	0000072853
Date	Aug 29, 2019
Book Page	013991/000716
Instrument	72853

Lender

Name	VALLEY CTRL BK
Address	READING, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9995 Winlake Dr was $5,775, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,775.00 (+2.63%)	$84,945 (-) Land $15,435 Building $69,510	$242,700 Land $44,100 Building $198,600
2024	$5,627.00 (+4.09%)	$84,945 (-) Land $15,435 Building $69,510
2023	$5,406.00 (+3.88%)	$84,945 (+38.68%) Land $15,435 Building $69,510	$242,700 Land $44,100 Building $198,600
2022	$5,204.00 Homeowner's exemption	$61,251 Land $12,268 Building $48,983
2020			$175,000 Land $35,050 Building $139,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9995 Winlake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9995 Winlake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Winlake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures