DeSoto County property record for 9995 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1985 |
| Square Footage | 3,015 sqft Adjusted Area |
| Lot Size | 217,800 sqft (5 acres) |
| Pool | 648 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,041.00 (2025) |
| Primary APN | 3-09-5-16-00-0-00035-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,015 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Pool Area | 648 sqft Pool |
| Deck Area | 210 sqft Deck |
| Patio Area | 640 sqft Patio |
| Street Address | 9995 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8457 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16-3-9 PT W1/2 NW1/4 |
| Legal Range | 09 |
| Legal Township | 03 |
| Legal Section | 16 |
| Legal Lot Number | 35 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 71200 |
Source: DeSoto County records · APN 3-09-5-16-00-0-00035-01
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9995 W COMMERCE ST, HERNANDO, MS 38632-8457 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000534467 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 9995 W COMMERCE ST, HERNANDO, MS 38632-8457 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004923/478 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 4923/478 |
| Name | SOUTHERN BANCORP BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 9995 W COMMERCE ST, HERNANDO, MS 38632-8457 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9995 W COMMERCE ST, HERNANDO, MS 38632-8457 |
| Document Number | 005516/726 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 5516/726 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,041.00 (+19.08%) | $28,045 (+40.6%) Land $3,658 Building $24,387 | $280,250 (+40.63%) Land $36,383 Building $243,867 |
| 2023 | $1,714.00 | $19,947 | $199,280 Land $36,386 Building $162,894 |
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