9990 Vanwert Rd, Homer, MI 49245 Property Records

Calhoun County property record for 9990 Vanwert Rd, Homer, MI 49245

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,218 sqft · built 1964
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2026)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-131-015-00`

Property Details

APN / Parcel Number

Primary APN	`12-131-015-00`
Alternative APN	`13-12-131-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	87,120 sqft (2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9990 VANWERT RD
City	HOMER
State	MI
Zip	49245-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMER TOWNSHIP T4S R4W SECTION 13 COMM SE CORNER, N 470 FT TO POB, W 417 FT, N 208.5 FT, E 417 FT, S 208.5 FT TO POB 2.00 AC +/-
Legal Range	04W
Legal Township	04S
Legal Section	01
Jurisdiction	CALHOUN MI
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3031
Census Tract	3100

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9990 VANWERT RD, HOMER, MI 49245-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage ADVENTURE CU
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Nov 25, 2024 · Amount on Record
Deed Book / Page	5003 / 786
Prior Transfer Date	Dec 5, 2024
Prior Transfer Doc	004872/857
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	9990 VANWERT RD, HOMER, MI 49245-8300
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16230 152ND AVE, SPRING LAKE, MI 49456-2202

Mortgage

Document Number	004985/865
Date	Mar 16, 2026
Book Page	4985/865

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	May 13, 2026
Property Address	9990 VANWERT RD, HOMER, MI 49245-8300
Document Number	5003000786
Book / Page	5003 / 786
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$134,633.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 VANWERT RD, HOMER, MI 49245-8300

Mortgage

Document Number	5003000788,
Date	May 13, 2026
Book Page	5003/788

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	5003000809,
Date	May 13, 2026
Book Page	5003/809

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Homer Township
Unified School District	Homer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,810 (+1.94%)
2025	$1,561.00 (+2.97%) Homeowner's exemption	$79,270 (+18.63%)	$161,620 (+1.94%)
2024	$1,516.00 (+12.71%)		$158,540 (+18.63%)
2023		$66,820	$133,640
2022	$1,345.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Vanwert Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures