9990 Root Rd, Columbia Station, OH 44028 Property Records

Lorain County property record for 9990 Root Rd, Columbia Station, OH 44028

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,376 sqft · built 1950
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Sep 2019)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-010-000-041`

Property Details

APN / Parcel Number

Primary APN	`11-00-010-000-041`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	1,411 sqft
1st Floor Area	930 sqft
Basement Area	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	104,108 sqft (2.39 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	576 sqft
Deck Area	180 sqft
Patio Area	35 sqft
Canopy	162 sqft
Lean-To	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9990 ROOT RD
City	COLUMBIA STATION
State	OH
Zip	44028-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -035
Legal Subdivision	EATON
Legal Lot Number	10
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	1
Census Block	1011
Census Tract	91100

Owner

9990 Root Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9990 ROOT RD, COLUMBIA STATION, OH 44028-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NBRHD MTG ACCPTNC
Sep 10, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 16, 2018	Deed of Trust, Mortgage · Line of Credit CENTURY FCU
Jun 1, 2018	Grant Deed, Transfer REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	2019729631
Prior Transfer Date	Apr 8, 2014
Prior Transfer Doc	0000501016
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	9990 ROOT RD, COLUMBIA STATION, OH 44028-9585
Document Number	0000763525
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9990 ROOT RD COLUMBIA STATION OH 440289585, COLUMBIA STATION, OH 44028-9585

Mortgage

Document Number	0000763525
Date	Jun 8, 2020
Instrument	763525

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 10, 2019
Property Address	9990 ROOT RD, COLUMBIA STATION, OH 44028-9585
Document Number	0000729631
Instrument Date	Sep 9, 2019
Instrument	2019-0729631
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 ROOT RD, COLUMBIA STATION, OH 44028-9585

Mortgage

Document Number	0000729632
Date	Sep 10, 2019
Instrument	2019-0729632

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	9990 ROOT RD, COLUMBIA STATION, OH 44028-9585
Document Number	0000676654
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 ROOT RD COLUMBIA STATION OH 440289585, COLUMBIA STATION, OH 44028-9585

Mortgage

Document Number	0000676654
Date	Jun 19, 2018
Instrument	676654

Lender

Name	CENTURY FCU
Type	Credit Union
Address	CLEVELAND, OH 44199

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2033

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 1, 2018
Property Address	9990 ROOT RD, COLUMBIA STATION, OH 44028-9585
Document Number	0000674632
Instrument Date	May 31, 2018
Instrument	674632
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Transaction

Amount	Amount on Record
Tax	$840.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 ROOT RD COLUMBIA STATION OH 440289585, COLUMBIA STATION, OH 44028-9585

Tax Assessment & Valuation

The 2025 property tax bill for 9990 Root Rd was $3,291 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Columbia Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 Homeowner's exemption	$77,600 (%) Land $25,030 Building $52,570	$221,720 (-) Land $71,520 Building $150,200
2024	$3,291.00 (-0.09%)	$77,602 (+13.04%) Land $25,032 Building $52,570	$221,720 (+13.04%) Land $71,520 Building $150,200
2023	$3,294.00 (+1.45%)	$68,649 (%) Land $23,170 Building $45,479	$196,140 Land $66,200 Building $129,940
2022	$3,247.00	$68,650 Land $23,170 Building $45,480
2021			$196,140 Land $66,200 Building $129,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9990 Root Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (2011–2025)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9990 Root Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
GLW Broadband Cable	1,000 / 100

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Root Rd

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