999 Stephen Ave, Elgin, IL 60123 Property Records

Kane County property record for 999 Stephen Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1968
Lot Size	0.284 acres (12,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2021)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-10-104-006`

Property Details

APN / Parcel Number

Primary APN	`06-10-104-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,684 sqft
Basement Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	12,380 sqft (0.284 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	999 STEPHEN AVE
City	ELGIN
State	IL
Zip	60123-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 5 (EXCEPT SOUTHERLY 6 FT) LOT 18 BLOCK 14
Legal Subdivision	EAGLE HEIGHTS
Legal Block	14
Legal Lot Number	18
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3005
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	999 STEPHEN AVE, ELGIN, IL 60123-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Mar 25, 1999
Deed Document Number	202143929
Prior Transfer Date	Apr 21, 1995
Prior Transfer Doc	0000022198
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 9, 2021
Property Address	999 STEPHEN AVE, ELGIN, IL 60123-1937
Document Number	0000043929
Instrument Date	May 24, 2021
Instrument	2021K043929
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 STEPHEN AVE, ELGIN, IL 60123-1937

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,400.00 (+15.84%) Homeowner's exemption	$105,010 (+8.57%) Land $28,858 Building $76,152	$315,156 (+8.57%) Land $86,609 Building $228,547
2024		$96,721 (+21.39%) Land $26,580 Building $70,141	$290,279 (+21.44%) Land $79,772 Building $210,507
2022	$6,388.00 (+4.55%) Homeowner's exemption	$79,676 (+6.96%) Land $21,896 Building $57,780	$239,028 (+6.96%) Land $65,688 Building $173,340
2021	$6,110.00 Homeowner's exemption	$74,491 Land $20,471 Building $54,020	$223,473 Land $61,413 Building $162,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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