999 NE River Trace Trl, Lee, FL 32059 Property Records

Madison County property record for 999 NE River Trace Trl, Lee, FL 32059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2024)
Tax Bill	$2,626 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-1S-11-1502-00A-037`

Property Details

APN / Parcel Number

Primary APN	`05-1S-11-1502-00A-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,396 sqft Heated Area
Gross Area	1,700 sqft
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	218,236 sqft (5.01 acres)
Porch	Open Porch
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	999 NE RIVER TRACE TRL
City	LEE
State	FL
Zip	32059-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	RIVER TRACE S/D PB 2/28-30 BLK A LOT37 OR 741/85 OR 1262/217 OR 1301/192 OR 1530 /220
Legal Range	11E
Legal Township	01S
Legal Section	05
Legal Subdivision	RIVER TRACE S/D
Legal Block	A
Legal Lot Number	37
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1059
Census Tract	110400

Owner

999 NE River Trace Trl is owned and occupied by an individual who bought it in January 2024.

Source: Madison County records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jan 17, 2024	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2019	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL
Jan 11, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	202440000202
Deed Book / Page	1530 / 220
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903

Mortgage

Document Number	0016180120
Date	Nov 4, 2025
Book Page	1618/120
Instrument	202540004745

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903

Mortgage

Document Number	0015280202
Date	Dec 27, 2023
Book Page	1528/202
Instrument	202340005385

Lender

Name	TD BANK NA
Type	Bank
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	172 Months
Due	Apr 19, 2038

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Jan 17, 2024
Property Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903
Document Number	0015300220
Book / Page	1530 / 220
Map Reference	MB 2 PG 28
Instrument Date	Jan 16, 2024
Instrument	202440000202
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	SMITH ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 SE 7TH ST, OCALA, FL 34471-3054

Mortgage

Document Number	0001530221
Date	Jan 17, 2024
Instrument	1530/221

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Feb 7, 2019
Property Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903
Document Number	0013010192
Book / Page	001301 / 000192
Instrument Date	Jan 22, 2019
Instrument	40000437
Transaction Type	Transfer
Record Updated	Mar 18, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1062 ROUTE 232 MILTON TWP ME 042193805, MILTON TWP, ME 04219-3805

Mortgage

Document Number	13010189
Date	Feb 7, 2019
Book Page	001301/000189
Instrument	40000436

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	ALACHUA, FL 32616

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Feb 6, 2044

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MADISON FL
Recording Date	Jan 11, 2018
Property Address	999 NE RIVER TRACE TRL, LEE, FL 32059-6903
Document Number	0012620217
Book / Page	001262 / 000217
Instrument Date	Dec 21, 2017
Instrument	40000112
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1857 ALACHUA FL 326161857, ALACHUA, FL 32616-1857

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,365 Land $37,074 Building $177,291	$214,365 Land $37,074 Building $177,291
2024	$2,626.00 (-2.23%)
2023	$2,686.00 (+486.46%) Homeowner's exemption	$196,900 (+568.82%) Land $34,569 Building $162,331	$196,900 (+568.82%) Land $34,569 Building $162,331
2022	$458.00	$29,440 Land $22,044 Building $7,396	$29,440 Land $22,044 Building $7,396

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 999 NE River Trace Trl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (2003–2013)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Mar 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 999 NE River Trace Trl is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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