999 N Bay St, Eustis, FL 32726 Property Records

Lake County property record for 999 N Bay St, Eustis, FL 32726

Property Summary

Property Type	Clubs, Lodges, Professional Associations
Details	2 ba · 3,228 sqft · built 1966
Lot Size	0.76 acres (33,120 sqft)
Owner	Owner Name on Record
Last Sale	$450,000 (Jan 2014)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-19-26-0600-005-00000`

Property Details

APN / Parcel Number

Primary APN	`02-19-26-0600-005-00000`
Alternative APN	`1817684`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,228 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	33,120 sqft (0.76 acres)
Canopy	456 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1817684
Street Address	999 N BAY ST
City	EUSTIS
State	FL
Zip	32726-2833
Property Category	Commercial
Property Type	Commercial > Retail > Clubs, Lodges, Professional Associations
Legal Description	EUSTIS SHOREACRES NO 4 FROM SW COR OF BLK 5 RUN N 09-18-52 W ALONG E'LY LINE OF SR 19 A DIST OF 248.50 FT FOR POB CONT N
Legal Range	26E
Legal Township	19S
Legal Section	02
Legal Subdivision	EUSTIS
Legal Tract	600
Legal Block	5
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3001
Census Tract	30206

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	999 N BAY ST, EUSTIS, FL 32726-2833
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2014 · Amount on Record
Deed Sale	Jan 8, 2014 · Amount on Record
Prior Sale	Apr 1, 2002 · Amount on Record
Deed Document Number	2014002402
Deed Book / Page	4425 / 1403
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	999 N BAY ST, EUSTIS, FL 32726-2833
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 N BAY ST, EUSTIS, FL 32726-2834

Mortgage

Document Number	0058981455
Date	Feb 16, 2022
Book Page	5898/1455
Instrument	2022022584

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$325,233 (+3.79%) Land $163,944 Building $161,289	$325,233 (+3.79%) Land $163,944 Building $161,289
2023	Additional exemption filed	$313,365	$313,365 Land $163,944 Building $149,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20