999 E 190th St, Ames, IA 50010 Property Records

Story County property record for 999 E 190th St, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,395 sqft · built 1990
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,538 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-13-300-315`

Property Details

APN / Parcel Number

Primary APN	`05-13-300-315`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft
Basement Area	1,395 sqft
Finished Basement	1,297 sqft
Unfinished Basement	98 sqft
Game Room	Game Room
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	784,080 sqft (18 acres)
Garage Type	Attached
Garage Area	1,550 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	510 sqft
Deck Area	314 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	999 E 190TH ST
City	AMES
State	IA
Zip	50010-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SECTION:13 TOWNSHIP:84 RANGE:24 SW SW LOT 6
Legal Range	24W
Legal Township	84N
Legal Section	13
Legal Subdivision	88813
Legal Lot Number	6
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1027
Census Tract	101

Owner

Source: Story County records · APN 05-13-300-315

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	999 E 190TH ST, AMES, IA 50010-9252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 20, 2019
Transfer Doc	0202000840
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Jan 28, 2020
Property Address	999 E 190TH ST, AMES, IA 50010-9252
Document Number	0202000840
Instrument Date	Nov 20, 2019
Instrument	2020-00840
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 E 190TH ST, AMES, IA 50010-9252

Mortgage

Document Number	0202000841
Date	Jan 28, 2020
Instrument	2020-00841

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 01, 2029
Index	1-Year CMT

Tax Assessment & Valuation

Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,538.00 Homeowner's exemption	$697,400 (+71.65%) Land $413,500 Building $283,900	$697,400 (+6.8%) Land $413,500 Building $283,900
2024	$5,538.00 (+21.02%)
2023		$406,300 Land $164,900 Building $241,400	$653,000
2022	$4,576.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	700 / 300
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AT&T, Colo Telephone Company, JAB Wireless, Lumen Technologies.

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.