Hamilton County property record for 9988 Zig Zag Rd, Montgomery, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,443 sqft · built 2017 |
| Lot Size | 0.457 acres (19,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Jul 2018) |
| Tax Bill | $18,684 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0013-0469-00 |
| Primary APN | 603-0013-0469-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| 2nd Floor Area | 1,759 sqft |
| Basement Area | 1,662 sqft |
| Finished Basement | 930 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 19,950 sqft (0.457 acres) |
| Garage Type | Attached |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 9988 ZIG ZAG RD |
|---|---|
| City | MONTGOMERY |
| State | OH |
| Zip | 45242-6339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E S ZIG ZAG 0.5158 AC R1-T4-S10 PT LOT 5 D MEIGS EST |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 10 |
| Legal Subdivision | D MEIGS ESTATE |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 23902 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9988 ZIG ZAG RD, MONTGOMERY, OH 45242-6339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage FIFTH THIRD BK NA |
| Jul 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Jul 1, 2017 | Loan Modification, Mortgage CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Prior Sale | Jul 8, 2016 · Amount on Record |
| Deed Document Number | 18-0062498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9988 ZIG ZAG RD, MONTGOMERY, OH 45242-6339 |
| Document Number | 0000054621 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9988 ZIG ZAG RD MONTGOMERY OH 452426339, MONTGOMERY, OH 45242-6339 |
| Document Number | 0000054621 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 014186/001627 |
| Instrument | 54621 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 20, 2018 |
| Property Address | 9988 ZIG ZAG RD, MONTGOMERY, OH 45242-6339 |
| Document Number | 0000002498 |
| Map Reference | MB24 PG32 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 18-0062498 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 9988 ZIG ZAG RD, MONTGOMERY, OH 45242-6339 |
| Document Number | 0000002499 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 18-0062499 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 9988 ZIG ZAG RD, MONTGOMERY, OH 45242-6339 |
| Document Number | 0000085025 |
| Book / Page | 013504 / 001886 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9988 ZIG ZAG RD MONTGOMERY OH 452426339, MONTGOMERY, OH 45242-6339 |
| Document Number | 0000085025 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 013504/001886 |
| Instrument | 85025 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48084 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,684.00 (+2.38%) | $365,243 (-) Land $73,728 Building $291,515 | |
| 2024 | $18,250.00 (-0.56%) | $365,243 (-) Land $73,728 Building $291,515 | |
| 2023 | $18,353.00 (+12.18%) | $365,243 (+34.5%) Land $73,728 Building $291,515 | $1,043,550 (+34.5%) Land $210,650 Building $832,900 |
| 2022 | $16,360.00 Homeowner's exemption | $271,562 Land $32,442 Building $239,120 | |
| 2020 | $775,890 Land $92,690 Building $683,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2013–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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