9986 Wild Cherry Dr, Union, KY 41091 Property Records

Boone County property record for 9986 Wild Cherry Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,872 sqft · built 1992
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (May 1997)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`063.00-09-144.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-09-144.00`
Alternative APN	`22255`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Finished Area
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9986 WILD CHERRY DR
City	UNION
State	KY
Zip	41091-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 144 SEC 11 CEDARWOOD VILLAGE (63I-155)
Legal Subdivision	CEDARWOOD VILLAGE SUBDIVISION SECTION 11
Legal Lot Number	144
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1010
Census Tract	70309

Owner

Source: Boone County records · APN 063.00-09-144.00

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9986 WILD CHERRY DR, UNION, KY 41091-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 1997 · Amount on Record
Deed Sale	May 15, 1997 · Amount on Record
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9986 WILD CHERRY DR, UNION, KY 41091-9250
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9986 WILD CHERRY DR, UNION, KY 41091-9250

Mortgage

Document Number	0M4905/868
Date	Mar 30, 2026
Book Page	M4905/868
Instrument	1235085

Lender

Name	FIFTH THIRD BANK KENTUCKY INC
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (+7.85%)	$224,600 (+10.1%) Land $35,000 Building $189,600
2024			$224,600 (+10.1%) Land $35,000 Building $189,600
2023	$2,396.00 (+4.63%)	$204,000 (-) Land $30,000 Building $174,000	$204,000 (-) Land $30,000 Building $174,000
2022	$2,290.00	$204,000 Land $30,000 Building $174,000	$204,000 Land $30,000 Building $174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.