St. Clair County property record for 9986 Tashmoo Ln, Clay, MI 48001
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,361 sqft · built 2004 |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Jun 2024) |
| Tax Bill | $10,756 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-981-0007-000 |
| Primary APN | 74-14-981-0007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 763 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Lot Depth | 149 ft Depth |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9986 TASHMOO LN |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM |
| Legal Description | UNIT 7 PEARL BEACH WATERFRONT ESTATES CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO. 193 RECORDED 12-30-03 IN LIBER 3006, |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 7 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 647000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9986 TASHMOO LN, CLAY, MI 48001-4294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 3, 2020 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Aug 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 29, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2022 · Amount on Record |
| Deed Document Number | 202410156 |
| Deed Book / Page | 5719 / 520 |
| Prior Transfer Date | Aug 1, 2018 |
| Prior Transfer Doc | 0050900585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 20, 2022 |
| Property Address | 9986 TASHMOO LN, CLAY, MI 48001-4294 |
| Document Number | 0005562747 |
| Book / Page | 5562 / 747 |
| Map Reference | LB 3283 PG 264 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022021745 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 VIA CAPRI, 100, NEW SMYRNA, FL 32169-5107 |
| Name | Verified Name |
|---|---|
| Address | 22770 CANTERBURY LN, SHAKER HEIGHTS, OH 44122-3910 |
| Document Number | 2022021746 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022021746 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Type Change Date | Sep 1, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 3, 2020 |
| Property Address | 9986 TASHMOO LN, CLAY, MI 48001-4294 |
| Document Number | 0052660736 |
| Book / Page | 005266 / 000736 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 VIA CAPRI NEW SMYRNA BEACH FL 321695107, NEW SMYRNA BEACH, FL 32169-5107 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 27, 2019 |
| Property Address | 9986 TASHMOO LN, CLAY, MI 48001-4294 |
| Document Number | 0050900585 |
| Book / Page | 005090 / 000585 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 130 ST CLAIR MI 48079, ST CLAIR, MI 48079 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 29, 2018 |
| Property Address | 9986 TASHMOO LN, CLAY, MI 48001-4294 |
| Document Number | 0049490650 |
| Book / Page | 004949 / 000650 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,732.91 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 130 MARINE CITY MI 480390130, MARINE CITY, MI 48039-0130 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,300 (+6.09%) | $442,600 (+6.09%) | |
| 2025 | $10,756.00 (+6.96%) | $208,600 (+12.94%) | |
| 2024 | $10,056.00 (+11.99%) | $417,200 (+12.94%) | |
| 2023 | $184,700 | ||
| 2022 | $8,979.00 | $369,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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