9986 Cypress Bend Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 9986 Cypress Bend Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,615 sqft · built 2004
Lot Size	0.794 acres (34,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,300 (Aug 2022)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-15-09-0-00107-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-15-09-0-00107-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,615 sqft Adjusted Area
1st Floor Area	2,109 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,606 sqft (0.794 acres)
Lot Dimensions	253 ft deep x 146 ft wide

Location & Zoning

Street Address	9986 CYPRESS BEND DR
City	OLIVE BRANCH
State	MS
Zip	38654-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R OVERLA
Legal Description	CYPRESS CREEK PLANTATION S/D FIRST REV PH 3 LOT 107
Legal Range	006
Legal Township	02S
Legal Section	15
Legal Subdivision	CREEK PLANTATION S/D
Legal Phase	3
Legal Lot Number	107
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	70722

Owner

Source: DeSoto County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9986 CYPRESS BEND DR, OLIVE BRANCH, MS 38654-9463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Mar 16, 2011 · Amount on Record
Deed Book / Page	1008 / 207
Prior Transfer Date	Aug 9, 2022
Prior Transfer Doc	001008/207
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 15, 2026
Property Address	9986 CYPRESS BEND DR, OLIVE BRANCH, MS 38654-9463
Document Number	5663066540
Book / Page	5663 / 66540
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PENNYMAC LOAN SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9986 CYPRESS BEND DR, OLIVE BRANCH, MS 38654-9463
Investor	Possibly a Property Investor

Mortgage

Document Number	5663066540,
Date	Jun 15, 2026
Book Page	5663/66540

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Aug 15, 2022
Property Address	9986 CYPRESS BEND DR, OLIVE BRANCH, MS 38654-9463
Document Number	001008/207
Book / Page	1008 / 207
Map Reference	MB 76 PG 46-52
Instrument Date	Aug 9, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9986 CYPRESS BEND DR, 9986, OLIVE BRANCH, MS 38654-9463

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9986 CYPRESS BEND DR, OLIVE BRANCH, MS 38654-9463

Mortgage

Document Number	0005585703
Date	Aug 15, 2022
Instrument	5585/703

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 (+14.19%)	$25,676 (+35.4%) Land $4,000 Building $21,676	$256,761 (+35.4%) Land $40,000 Building $216,761
2023	$1,614.00	$18,963	$189,630 Land $40,000 Building $149,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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