9985 S 275 E, Geneva, IN 46740 Property Records

Adams County property record for 9985 S 275 E, Geneva, IN 46740

Property Summary

Property Type	Rural Home
Details	5 bd · 2,400 sqft · built 1900
Lot Size	19.7 acres (862,009 sqft)
Owner	Individual Name on Record
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202200654_`

Property Details

APN / Parcel Number

Primary APN	`202200654_`
Alternative APNs	`01-11-24-400-006.600-017` `00259459708`

Interior

Bedrooms	5 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	2,400 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	862,009 sqft (19.7 acres)
Lean-To	570 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00259459708
Street Address	9985 S 275 E
City	GENEVA
State	IN
Zip	46740-9176
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE PT & SW PT SE SE SEC 24 (19.789A)
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	5
Census Block	5034
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9985 S 275 E, GENEVA, IN 46740-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jun 3, 2022	Deed of Trust, Mortgage · ARM FARMERS & MERCHANTS STATE BANK
Feb 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	9985 S 275 E, GENEVA, IN 46740-9176
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002511
Date	Jun 6, 2022
Instrument	2022002511

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	9985 S 275 E, GENEVA, IN 46740-9176
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002450
Date	Jun 3, 2022
Instrument	2022002450

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Type Change Date	Jun 1, 2027
Index	1-Year CMT
Margin	4

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	9985 S 275 E, GENEVA, IN 46740-9176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000691
Date	Feb 23, 2017
Instrument	2017000691

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (-1.79%) Homeowner's exemption	$280,400 (+13.25%) Land $64,600 Building $215,800	$280,400 (+13.25%) Land $64,600 Building $215,800
2024	$2,513.00 (-4.88%)
2023	$2,642.00 (+0.72%)	$247,600 (+3.77%) Land $61,100 Building $186,500	$247,600 (+3.77%) Land $61,100 Building $186,500
2022	$2,623.00 (+19.44%)	$238,600 Land $54,700 Building $183,900	$238,600 Land $54,700 Building $183,900
2020	$2,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Wabash Communications Fixed Wireless	10 / 1

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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