9985 Harbor Point Dr, Sperry, OK 74073 Property Records

Osage County property record for 9985 Harbor Point Dr, Sperry, OK 74073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,418 sqft · built 2013
Lot Size	0.501 acres (21,841 sqft)
Owner	Company Name on Record
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Sep 2013 Mortgage Dec 2016 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-21-11-83989`

Property Details

APN / Parcel Number

Primary APN	`02-21-11-83989`
Alternative APN	`83989`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
1st Floor Area	1,081 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	21,841 sqft (0.501 acres)
Garage Type	Attached
Garage Area	256 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	144 sqft
Deck Area	576 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	83989
Street Address	9985 HARBOR POINT DR
City	SPERRY
State	OK
Zip	74073-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR RESERVE @ CROSS TIMBERS LOT 2 BLOCK 2
Legal Range	11E
Legal Township	21N
Legal Section	02
Legal Subdivision	HARBOR RESERVE@CROSS TIMBERS
Legal Block	2
Legal Lot Number	2
Jurisdiction	OSAGE OK
Township / Civil Division	SOUTHEAST OSAGE
Census Block Group	1
Census Block	1040
Census Tract	940009

Owner

Source: Osage County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23119 STARLIGHT BEACH RD, KATY, TX 77494-0403
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2013	Deed of Trust, Mortgage · Conventional Mortgage 66 FCU
Dec 8, 2016	Intrafamily Transfer, Transfer
Nov 9, 2012	Warranty Deed, Transfer · ARM 66 FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2016
Transfer Doc	001636/316
Record Updated	Oct 29, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE OK
Property Address	9985 HARBOR POINT DR, SPERRY, OK 74073-4901
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001532/219
Date	Sep 13, 2013
Book Page	1532/219
Instrument	2013-006523

Lender

Name	66 FCU
Type	Credit Union
Address	BARTLESVILLE, OK 74005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2043

December 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSAGE OK
Recording Date	Dec 8, 2016
Property Address	9985 HARBOR POINT DR, SPERRY, OK 74073-4901
Document Number	001636/316
Book / Page	1636 / 316
Instrument Date	Dec 2, 2016
Instrument	2016-008564
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2937 VERSAILLES PL, BARTLESVILLE, OK 74006-7548

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE OK
Recording Date	Nov 9, 2012
Property Address	9985 HARBOR POINT DR, SPERRY, OK 74073-4901
Document Number	001502/244
Book / Page	1502 / 244
Instrument Date	Nov 2, 2012
Instrument	2012-008155
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TULSA ABSTRAST & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2937 VERSAILLES PL, BARTLESVILLE, OK 74006-7548

Mortgage

Document Number	2012008156
Date	Nov 9, 2012
Instrument	2012-008156

Lender

Name	66 FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2013
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Osage County
Unified School District	Sperry Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,156 (+1.45%) Land $11,400 Building $23,756	$292,967 (+1.45%) Land $95,000 Building $197,967
2025	$3,769.00 (-0.11%)	$34,652 (-) Land $13,200 Building $21,452	$288,770 (-) Land $110,000 Building $178,770
2024	$3,773.00 (+0.77%)	$34,652 (-) Land $13,200 Building $21,452	$288,770 (-) Land $110,000 Building $178,770
2023	$3,744.00 (-0.27%)	$34,652 (-) Land $13,200 Building $21,452	$288,770 (-) Land $110,000 Building $178,770
2022	$3,754.00	$34,652 Land $13,200 Building $21,452	$288,770 Land $110,000 Building $178,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications, Wake Wireless.

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