Medina County property record for 9985 Franchester Rd, Lodi, OH 44254
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1999 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Apr 2025) |
| Tax Bill | $2,325 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-14C-30-009 |
| Primary APN | 013-14C-30-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 2,704 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Pole Building Garage |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 20 sqft |
|---|---|
| Patio Area | 68 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9985 FRANCHESTER RD |
|---|---|
| City | LODI |
| State | OH |
| Zip | 44254-9648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 WH GYNN SUB 2.005A |
| Legal Subdivision | WH GYNN SUB |
| Legal Lot Number | 2 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | HARRISVILLE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 411001 |
9985 Franchester Rd is owned and occupied by an individual who bought it in April 2025.
Source: Medina County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9985 FRANCHESTER RD, LODI, OH 44254-9648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME MORTGAGE CORP |
| Apr 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 2, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on File |
| Deed Sale | Apr 2, 2025 · Amount on File |
| Prior Sale | Nov 16, 1999 · Amount on File |
| Deed Document Number | 20255185 |
| Prior Transfer Date | Nov 10, 2017 |
| Prior Transfer Doc | 0000027287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 9985 FRANCHESTER RD, LODI, OH 44254-9648 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013511 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021OR013511 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Apr 2, 2025 |
| Property Address | 9985 FRANCHESTER RD, LODI, OH 44254-9648 |
| Document Number | 0000005185 |
| Map Reference | VOL 21 PG 46 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 2025OR005185 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | KINGDOM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9985 FRANCHESTER RD, LODI, OH 44254-9648 |
| Document Number | 0000005186 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 2025OR005186 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 9985 FRANCHESTER RD, LODI, OH 44254-9648 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002205 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 2018OR002205 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 9985 FRANCHESTER RD, LODI, OH 44254-9648 |
| Document Number | 0000005876 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 9985 FRANCHESTER RD LODI OH 442549648, LODI, OH 44254-9648 |
| Document Number | 0000005876 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 5876 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2050 |
The 2025 property tax bill for 9985 Franchester Rd was $2,325 with a homeowner's exemption, up 1% from the year before.
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| County Subdivision | Harrisville Township |
| Unified School District | Cloverleaf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,325.00 (+10.03%) | $89,080 (+38.28%) Land $28,860 Building $60,220 | $254,530 Land $82,460 Building $172,070 |
| 2024 | $2,113.00 (-1.68%) Homeowner's exemption | $64,420 (-) Land $16,160 Building $48,260 | |
| 2023 | $2,149.00 (-3.07%) Homeowner's exemption | $64,420 (-) Land $16,160 Building $48,260 | |
| 2022 | $2,217.00 Homeowner's exemption | $64,420 Land $16,160 Building $48,260 | $184,060 Land $46,180 Building $137,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9985 Franchester Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1998–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9985 Franchester Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
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