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9985 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9985 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 2007
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$262,000 (Feb 2022)
Tax Bill$2,859 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone A (high risk)
APN33-38-09-00002-0000-00224.0

Property Details

APN / Parcel Number

Primary APN33-38-09-00002-0000-00224.0
Alternative APN
  • 62977

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area1,552 sqft
1st Floor Area1,288 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 34.8 ft wide
View / LotInterior
Garage TypeAttached
Garage Area264 sqft
DrivewayBrick Driveway
Driveway Area330 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address9985 E VILLA CIR
CityVERO BEACH
StateFL
Zip32966-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-6
Legal DescriptionVERONA TRACE & THE VILLAS AT VERONA TRACE LOT 224 PBI 20-69 & PBI 22-16
Legal Range38E
Legal Township33S
Legal Section09
Legal SubdivisionVERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number224
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2083
Census Tract50908

Owner

Source: Indian River County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Warranty Deed, Transfer · VA Mortgage
ACADEMY MORTGAGE CORP
Oct 14, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 1, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 8, 2026Re-recorded Document
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2022 · Amount on Record
Deed SaleFeb 1, 2022 · Amount on Record
Prior SaleMay 1, 2018 · Amount on Record
Deed Document Number20226422
Deed Book / Page3507 / 1062
Prior Transfer DateSep 17, 2014
Prior Transfer Doc0027890972
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 1, 2022
Property Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144
Document Number0035071062
Book / Page3507 / 1062
Map ReferenceMB 22 PG 16-23
Instrument DateJan 25, 2022
Instrument3120220006422
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 TERRACE LAKE DR # DR901, 100, GUNTERSVILLE, AL 35976-2975

Transferred To (Grantee/Buyer)

NameVerified Name
Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144

Mortgage

Document Number0035071065
DateFeb 1, 2022
Instrument3507/1065
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144

Mortgage

Document Number0033472202
DateOct 14, 2020
Book Page3347/2202
Instrument3120200061885
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 5, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 1, 2018
Property Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144
Document Number0031121084
Book / Page3112 / 1084
Map ReferenceMB22 PG16
Instrument DateApr 27, 2018
Instrument3120180026292
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,119.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1356 40TH AVE, 1356, VERO BEACH, FL 32960-2602

Transferred To (Grantee/Buyer)

NameVerified Name
Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144

Mortgage

Document Number3120180026293
DateMay 1, 2018
Instrument3120180026293
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

April 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionINDIAN RIVER FL
Recording DateApr 8, 2026
Property Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144
Document Number0038510350
Book / Page3851 / 350
Instrument DateMay 12, 2016
Instrument202616424
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9985 E VILLA CIR, VERO BEACH, FL 32966-3144

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,859.00 (-20.16%) Homeowner's exemption$218,066 (-11.95%) Land $12,750 Building $205,316$218,066 (-11.95%) Land $12,750 Building $205,316
2023$3,581.00 (+130.44%)$247,651 (+75.98%) Land $12,750 Building $234,901$247,651 (+21.58%) Land $12,750 Building $234,901
2022$1,554.00$140,728$203,698 Land $12,750 Building $190,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 124 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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