San Bernardino County property record for 9983 Ladera Ave, Lucerne Valley, CA 92356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,620 sqft · built 1989 |
| Lot Size | 0.36 acres (15,679 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jul 2026) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0450-221-02-0000 |
| Primary APN | 0450-221-02-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,060 sqft |
| 1st Floor Area | 1,620 sqft |
| Family Room | Family Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,679 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 9983 LADERRA RD |
|---|---|
| City | LUCERNE VALLEY |
| State | CA |
| Zip | 92356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DL |
| Legal Description | TRACT 4735 LOT 57 TRACT NO 4735 LUCERNE VISTA LOT 57 EX MNL RTS WOSE |
| Legal Subdivision | TRACT NO 4735 |
| Legal Tract | 4735 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1150 |
| Census Tract | 12103 |
Source: San Bernardino County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9983 LADERA AVE, LUCERNE VALLEY, CA 92356-7555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2026 | Grant Deed, Transfer · Conventional Mortgage OCMBC INC |
| Feb 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 2, 2020 | Grant Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on Record |
| Deed Sale | Jul 17, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2020 · Amount on Record |
| Deed Document Number | 2026185542 |
| Prior Transfer Date | Sep 2, 2004 |
| Prior Transfer Doc | 0000661642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 17, 2026 |
| Property Address | 9983 LADERA AVE, LUCERNE VALLEY, CA 92356-7555 |
| Document Number | 0000185542 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026185542 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,329.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9983 LADERA AVE, LUCERNE VALLEY, CA 92356-7555 |
| Document Number | 0000185543, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026185543 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 9983 LADERA AVE, LUCERNE VALLEY, CA 92356-7555 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 9983 LADERA AVE, LUCERNE VALLEY, CA 92356-7555 |
| Document Number | 0000045643 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023-0045643 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jul 2, 2020 |
| Property Address | 9983 LADERA AVE, LUCERNE VALLEY, CA 92356-7555 |
| Document Number | 0000222367 |
| Map Reference | MB 61 PG 23&24 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2020-0222367 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7457 SVL BOX, VICTORVILLE, CA 92395-5113 |
| Document Number | 0000222368 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020-0222368 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Jul 1, 2058 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Lucerne Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $182,174 (+2%) Land $36,434 Building $145,740 | |
| 2025 | $2,162.00 (+3.69%) Homeowner's exemption | $178,602 (+4.04%) Land $35,720 Building $142,882 |
| 2023 | $2,085.00 (+2.41%) Homeowner's exemption | $171,666 Land $34,333 Building $137,333 |
| 2022 | $2,036.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCERNE VISTA MWC private · serves 224 people · EPA ID CA3600157 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
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