9982 Lakeside Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9982 Lakeside Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,633 sqft · built 1955
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,500 (Apr 2018)
Tax Bill	$7,529 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0241-0095-00`

Property Details

APN / Parcel Number

Primary APN	`590-0241-0095-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,633 sqft Living Area
Gross Area	3,593 sqft
1st Floor Area	1,536 sqft
Attic	Attic
Attic Area	537 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9982 LAKESIDE DR
City	CINCINNATI
State	OH
Zip	45231-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE DR 100 X 200.19 LOT 2 LAKEVIEW PARK SUB SEC B
Legal Subdivision	LAKEVIEW PARK SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	22101

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 25, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Jul 12, 2005 · Amount on Record
Deed Document Number	201834591
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554

Mortgage

Document Number	0000005797
Date	Jan 18, 2022
Book Page	14585/105
Instrument	2022-0005797

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033146
Date	Apr 14, 2017
Book Page	13396/01510
Instrument	17-0033146

Lender

Name	MAINSOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2027

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554
Document Number	0000096945
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9982 LAKESIDE DR CINCINNATI OH 452312554, CINCINNATI, OH 45231-2554

Mortgage

Document Number	0000096945
Date	Sep 22, 2020
Book Page	014258/001796
Instrument	96945

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 21, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2018
Property Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554
Document Number	0000004591
Map Reference	MB 71 PG 59&60
Instrument Date	Apr 20, 2018
Instrument	18-0034591
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9982 LAKESIDE DR, 9982, CINCINNATI, OH 45231-2554

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9982 LAKESIDE DR, CINCINNATI, OH 45231-2554

Mortgage

Document Number	0000004592
Date	Apr 25, 2018
Instrument	18-0034592

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000034593
Date	Apr 25, 2018
Instrument	18-0034593

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,529.00 (+2.21%)	$111,559 (-) Land $13,720 Building $97,839	$318,740 (-) Land $39,200 Building $279,540
2024	$7,366.00 (+1.33%)	$111,559 (-) Land $13,720 Building $97,839
2023	$7,269.00 (+14.26%)	$111,559 (+48.59%) Land $13,720 Building $97,839	$318,740 (+48.6%) Land $39,200 Building $279,540
2022	$6,362.00 Homeowner's exemption	$75,076 Land $10,903 Building $64,173
2020			$214,500 Land $31,150 Building $183,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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