9982 Chumuckla Hwy, Jay, FL 32565 Property Records

Santa Rosa County property record for 9982 Chumuckla Hwy, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,930 sqft · built 2021
Lot Size14.5 acres (631,620 sqft)
Owner2 Individual Names on Record
Last Sale$67,500 (Jun 2020)
Tax Bill$6,731 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone AE (high risk)
APN01-3N-30-0000-00513-0000

Property Details

APN / Parcel Number

Primary APN01-3N-30-0000-00513-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,930 sqft Heated Area
1st Floor Area3,866 sqft
Utility Area147 sqft
Utility RoomUtility Room
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area631,620 sqft (14.5 acres)
Lot Dimensions719 ft deep x 939 ft wide
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area457 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number013N300000005130000
Street Address9982 CHUMUCKLA HWY
CityJAY
StateFL
Zip32565-7366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Description*NEW PARCEL FOR 2020 TAX ROLL* PARCEL B COM WHERE EAST R/W LINE OF SR#197 (CHUMUCKLA HWY) INTERSECTS THE NORTH LINE OF
Legal Range30W
Legal Township03N
Legal Section01
Legal SubdivisionSECONDS WEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group4
Census Block4029
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9982 CHUMUCKLA HWY, JAY, FL 32565-7366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Deed Document Number0039631610
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9982 CHUMUCKLA HWY, JAY, FL 32565-7366
Transaction TypeMortgage
Record UpdatedMar 14, 2023
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040731079
DateFeb 18, 2021
Book Page4073/1079
Instrument202110558
Lender
NameHARVESTERS FCU
TypeCredit Union
AddressCANTONMENT, FL 32533
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,731.00 (-1%) Homeowner's exemption$600,927 (+0.55%)$719,007 (+0.46%) Land $74,770 Building $644,237
2023$6,799.00 (-9.32%) Homeowner's exemption$597,620 (-8.3%)$715,700 (+4.83%) Land $74,770 Building $640,930
2022$7,498.00 Homeowner's exemption$651,743$682,696 Land $192,850 Building $489,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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