998 White Cut Rd, Walhalla, SC 29691 Property Records

Oconee County property record for 998 White Cut Rd, Walhalla, SC 29691

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,135 sqft · built 1996
Lot Size	7.63 acres (332,363 sqft)
Owner	2 Individual Names on File
Last Sale	$533,700 (Feb 2026)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-00-01-048`

Property Details

APN / Parcel Number

Primary APN	`119-00-01-048`
Alternative APN	`9672`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
Basement Area	961 sqft
Unfinished Basement	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	332,363 sqft (7.63 acres)
Garage Type	Attached
Garage Area	924 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9672
Street Address	998 WHITE CUT RD
City	WALHALLA
State	SC
Zip	29691-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SIDE S37-174 ADDED BP 97
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	MOUNTAIN REST
Census Block Group	1
Census Block	1061
Census Tract	30100

Owner

998 White Cut Rd is owned by two individuals who bought it in February 2026.

Source: Oconee County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 16, WALHALLA, SC 29691-0016
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed, Transfer · Closed-End Mortgage BLUE RIDGE BANK
Feb 26, 2026	Intrafamily Transfer, Transfer · Closed-End Mortgage BLUE RIDGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Deed Document Number	202610678
Deed Book / Page	3344 / 109
Prior Transfer Date	Feb 25, 2026
Prior Transfer Doc	0000010678
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 26, 2026
Property Address	998 WHITE CUT RD, WALHALLA, SC 29691-3422
Document Number	0000010678
Book / Page	3344 / 109
Map Reference	MB P-57 PG 265
Instrument Date	Feb 25, 2026
Instrument	10678
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,388.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 16, WALHALLA, SC 29691-0016

Mortgage

Document Number	0000478910
Date	Feb 26, 2026
Instrument	4789/10

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Feb 26, 2026
Property Address	998 WHITE CUT RD, WALHALLA, SC 29691-3422
Document Number	0000010677
Book / Page	3344 / 106
Map Reference	MB P-57 PG 265
Instrument Date	Feb 19, 2026
Instrument	10677
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16, WALHALLA, SC 29691-0016

Mortgage

Document Number	0000010679
Date	Feb 26, 2026
Book Page	4789/10
Instrument	10679

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	WALHALLA, SC 29691

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 998 White Cut Rd was $3,141.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00	$9,749 Land $1,788 Building $7,961	$243,740 Land $44,710 Building $199,030
2023		$9,749 Land $1,788 Building $7,961	$243,740 Land $44,710 Building $199,030

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 998 White Cut Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2020–2025)
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 998 White Cut Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 79% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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