Kane County property record for 998 Serendipity Dr, Aurora, IL 60504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,456 sqft · built 2001 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jan 2020) |
| Tax Bill | $5,223 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-36-126-186 |
| Primary APN | 15-36-126-186 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,896 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 998 SERENDIPITY DR |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60504-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD MULTIPLEX UNIT 3A THAT PART OF LOT 10 DESC IN DOC 2004K134721 |
| Legal Subdivision | WATERFORD MULTIPLEX |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Legal Unit | 3A |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 854403 |
Source: Kane County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FEDERAL CREDIT UNION |
| Mar 6, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 23, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jan 21, 2020 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on Record |
| Deed Sale | Jan 21, 2020 · Amount on Record |
| Prior Sale | Oct 15, 2004 · Amount on Record |
| Deed Document Number | 20203695 |
| Last Transfer Date | Feb 26, 2024 |
| Transfer Doc | 0000007374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 24, 2026 |
| Property Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Document Number | 0000036462 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 202636462 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Document Number | 0000036462, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202636462 |
| Name | AMERICAN AIRLINES FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 6, 2024 |
| Property Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Document Number | 0000007374 |
| Map Reference | DOC 2000K041486 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024K007374 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000031867 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021K031867 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 21, 2020 |
| Property Address | 998 SERENDIPITY DR, AURORA, IL 60504-4734 |
| Document Number | 0000003695 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 3695 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2020 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 998 SERENDIPITY DR AURORA IL 605044734, AURORA, IL 60504-4734 |
| Document Number | 3697 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 3697 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,223.00 (+15.43%) | $87,976 (+9.39%) Land $9,825 Building $78,151 | $264,034 (+9.39%) Land $29,487 Building $234,547 |
| 2024 | $80,425 (+22.66%) Land $8,982 Building $71,443 | $241,372 (+22.71%) Land $26,957 Building $214,415 | |
| 2022 | $4,525.00 (+1.85%) Homeowner's exemption | $65,565 (+7.41%) Land $7,322 Building $58,243 | $196,695 (+7.41%) Land $21,966 Building $174,729 |
| 2021 | $4,443.00 Homeowner's exemption | $61,042 Land $6,817 Building $54,225 | $183,126 Land $20,451 Building $162,675 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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