998 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 998 River Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Lot Size8.02 acres (349,351 sqft)
Owner2 Individual Names on File
Tax Bill$9,607 (2025)
Deeds & MortgagesAug 2020 Refinance
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNBOWN M:R11 L:016-002

Property Details

APN / Parcel Number

Primary APNBOWN M:R11 L:016-002
Alternative APN
  • 83

Exterior

Lot Area349,351 sqft (8.02 acres)

Location & Zoning

Account Number83
Street Address998 RIVER RD
CityBOWDOINHAM
StateME
Zip04008-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number16-2
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group5
Census Block5005
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

998 River Rd is owned and occupied by two individuals who acquired it in May 2016.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address998 RIVER RD, BOWDOINHAM, ME 04008-5629
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LISBON COMMUNITY FEDERAL CREDIT UNION
Oct 31, 2019Deed of Trust, Construction Loan · Line of Credit
BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2016
Deed SaleMay 10, 2016
Deed Document Number20162987
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address998 RIVER RD, BOWDOINHAM, ME 04008-5629
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006191
DateAug 27, 2020
Instrument2020R-06191
Lender
NameLISBON COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueSep 1, 2030

October 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Recording DateOct 31, 2019
Property Address998 RIVER RD, BOWDOINHAM, ME 04008-5629
Document Number0000007459
Instrument DateOct 30, 2019
Instrument7459
Transaction TypeConstruction Loan
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 LEWIS HILL RD BOWDOIN ME 042877324, BOWDOIN, ME 04287-7324

Mortgage

Document Number0000007459
DateOct 31, 2019
Instrument7459
Lender
NameBATH SVGS INSTITUTION
AddressBATH, ME 04530
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 30, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 998 River Rd was $9,607, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,607.00 (+5.28%)$434,500 (-) Land $78,600 Building $355,900
2024$9,125.00 (+7.7%)$434,500 (-) Land $78,600 Building $355,900
2023$8,473.00 (+29.38%)$434,500 (+20.03%) Land $78,600 Building $355,900
2022$6,549.00$362,000 Land $65,500 Building $296,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 998 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 998 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tidewater O.P.E.N..

Nearby Properties on River Rd

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