Alexander County property record for 998 Old Mountain Rd, Hiddenite, NC 28636
| Property Type | Single Family Home |
|---|---|
| Details | 1,756 sqft · built 1977 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,426 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0900152 13743 |
| Primary APN | 0900152 13743 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,756 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Lot Area | 138,956 sqft (3.19 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 9348059 |
|---|---|
| Street Address | 998 OLD MOUNTAIN RD |
| City | HIDDENITE |
| State | NC |
| Zip | 28636-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3778 SUBMAP 84 BLOCK 2897 (PIN) SR 1005 ADJ AC TO DEED G-8C 0022 |
| Legal Subdivision | SHARPES 01 SOUTH |
| Legal Block | 2897 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | SHARPES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 40500 |
Source: Alexander County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage MADISON SETTLEMENT SERVICES |
| Aug 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 17, 2023 | Warranty Deed, Transfer |
| Apr 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Document Number | 0689001970 |
| Book / Page | 689 / 1970 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Document Number | 0689001970, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 689/1970 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 1, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Document Number | 0006650945 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 665/945 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year TN |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jul 17, 2023 |
| Property Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Document Number | 0006640308 |
| Book / Page | 664 / 308 |
| Instrument Date | Jul 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Apr 2, 2020 |
| Property Address | 998 OLD MOUNTAIN RD, HIDDENITE, NC 28636-8312 |
| Document Number | 0006251053 |
| Book / Page | 000625 / 001053 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 261 STONY POINT NC 286780261, STONY POINT, NC 28678-0261 |
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,426.00 (-6.86%) | $210,640 (-) Land $29,163 Building $181,477 | |
| 2025 | $1,531.00 (-13.84%) | $210,640 (-) Land $29,163 Building $181,477 | |
| 2023 | $1,777.00 (+68.6%) | $210,640 (+68.52%) Land $29,163 Building $181,477 | $210,640 (+68.52%) Land $29,163 Building $181,477 |
| 2022 | $1,054.00 | $124,991 Land $24,760 Building $100,231 | $124,991 Land $24,760 Building $100,231 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENERGY UNITED WATER CORP private · serves 21,148 people · EPA ID NC0102015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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