Hamilton County property record for 998 Misty Stream Dr, Cincinnati, OH 45231
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 1,088 sqft · built 2018 |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,718 (Nov 2018) |
| Tax Bill | $5,436 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0956-00 |
| Primary APN | 590-0230-0956-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 660 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 998 MISTY STREAM DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-7539 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 38-A 1.2921%BRIDGECREEK TWO CONDOPHASE 15 |
| Legal Phase | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 22101 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 998 MONASTERY ST, CINCINNATI, OH 45202-1561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Oct 11, 2019 | Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG LLC |
| Nov 21, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Deed Document Number | 0000103112 |
| Deed Book / Page | 013800 / 001068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 998 MISTY STREAM DR, CINCINNATI, OH 45231-7539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000059216 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 14416/3208 |
| Instrument | 2021-0059216 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 998 MISTY STREAM DR, CINCINNATI, OH 45231-7539 |
| Document Number | 0000097187 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 998 MISTY STREAM DR CINCINNATI OH 452317539, CINCINNATI, OH 45231-7539 |
| Document Number | 0000097187 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 014258/003167 |
| Instrument | 97187 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 998 MISTY STREAM DR, CINCINNATI, OH 45231-7539 |
| Document Number | 0000094861 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 998 MISTY STREAM DR CINCINNATI OH 452317539, CINCINNATI, OH 45231-7539 |
| Document Number | 0000094861 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 014034/002633 |
| Instrument | 94861 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 21, 2018 |
| Property Address | 998 MISTY STREAM DR, CINCINNATI, OH 45231-7539 |
| Document Number | 0000103112 |
| Book / Page | 013800 / 001068 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 103112 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.15 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 998 MISTY STREAM DR CINCINNATI OH 45231, CINCINNATI, OH 45231 |
| Document Number | 103115 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 013800/001075 |
| Instrument | 103115 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,436.00 (-0.07%) | $78,775 (-) Land $10,500 Building $68,275 | |
| 2024 | $5,440.00 (+5.94%) | $78,775 (-) Land $10,500 Building $68,275 | |
| 2023 | $5,135.00 (-27.05%) | $78,775 (-2.87%) Land $10,500 Building $68,275 | $225,070 (-2.87%) Land $30,000 Building $195,070 |
| 2022 | $7,039.00 | $81,102 Land $7,000 Building $74,102 | |
| 2020 | $231,720 Land $20,000 Building $211,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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