Boone County property record for 998 Merrell Rd, Hebron, KY 41048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1967 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2026) |
| Tax Bill | $1,147 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024.00-00-010.01 |
| Primary APN | 024.00-00-010.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Finished Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 998 MERRELL RD |
|---|---|
| City | HEBRON |
| State | KY |
| Zip | 41048-8694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .94 AC MERRELL RD |
| Jurisdiction | BOONE KY |
| Township / Civil Division | HEBRON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 70403 |
998 Merrell Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Boone County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Oct 2, 2008 | Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF KENTUCKY INC |
| Jul 22, 2005 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL KENTUCKY INC |
| Feb 25, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on File |
| Deed Sale | Feb 25, 2026 · Amount on File |
| Prior Sale | Apr 23, 2015 · Amount on File |
| Deed Document Number | 20261223590 |
| Deed Book / Page | 1253 / 145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0M4388/256 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | M4388/256 |
| Instrument | 820847 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | GRACE TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 000M4831/1 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | M4831/1 |
| Instrument | 1138742 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M3256/360 |
|---|---|
| Date | Oct 2, 2008 |
| Book Page | M3256/360 |
| Instrument | 477864 |
| Name | THE BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | NATIONS TITLE, NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2905/928 |
|---|---|
| Date | Jul 22, 2005 |
| Book Page | M2905/928 |
| Instrument | 310316 |
| Name | WELLS FARGO FINANCIAL KENTUCKY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FT MITCHELL, KY 41017 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Feb 25, 2026 |
| Property Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Document Number | 0D1253/145 |
| Book / Page | D1253 / 145 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 1223590 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5800 VICE LN, BURLINGTON, KY 41005-8514 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 998 MERRELL RD, HEBRON, KY 41048-8694 |
| Document Number | 0001223593 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 1223593 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 998 Merrell Rd was $1,147.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,147.00 | $101,400 Land $15,000 Building $86,400 | |
| 2024 | $101,400 (-) Land $15,000 Building $86,400 | ||
| 2023 | $1,157.00 (+6.44%) | $101,400 (-) Land $15,000 Building $86,400 | $101,400 (-) Land $15,000 Building $86,400 |
| 2022 | $1,087.00 | $101,400 Land $15,000 Building $86,400 | $101,400 Land $15,000 Building $86,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 998 Merrell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 998 Merrell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures