Hamilton County property record for 998 Holderness Ln, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 1999 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jun 2023) |
| Tax Bill | $3,811 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0011-0245-00 |
| Primary APN | 591-0011-0245-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 40 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 998 HOLDERNESS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLDERNESS LN .1944 AC LOT 9 HEATHER GLEN SUB SEC 1 |
| Legal Subdivision | HEATHER GLEN SUB |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21506 |
998 Holderness Ln is owned and occupied by two individuals who bought it in June 2023.
Source: Hamilton County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 998 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 13, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on File |
| Deed Sale | Jun 22, 2023 · Amount on File |
| Prior Sale | Oct 13, 2022 · Amount on File |
| Deed Document Number | 202342983 |
| Deed Book / Page | 14942 / 1788 |
| Prior Transfer Date | Dec 26, 2018 |
| Prior Transfer Doc | 0000113442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 22, 2023 |
| Property Address | 998 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000042983 |
| Book / Page | 14942 / 1788 |
| Map Reference | MB 78 PG 36 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023-0042983 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 998 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000042984 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2023-0042984 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 13, 2022 |
| Property Address | 998 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000097020 |
| Book / Page | 14772 / 1353 |
| Map Reference | MB 78 PG 36 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 2022-0097020 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 998 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000097021 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022-0097021 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 28, 2020 |
| Property Address | 998 HOLDERNESS LN, CINCINNATI, OH 45240-1831 |
| Document Number | 0000113442 |
| Book / Page | 014284 / 004043 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 113442 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 998 HOLDERNESS LN CINCINNATI OH 452401831, CINCINNATI, OH 45240-1831 |
The 2025 property tax bill for 998 Holderness Ln was $3,811, up 2.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,811.00 (+2.75%) | $64,750 (-) Land $11,830 Building $52,920 | $185,000 Land $33,800 Building $151,200 |
| 2024 | $3,709.00 (-1.38%) | $64,750 (-) Land $11,830 Building $52,920 | |
| 2023 | $3,761.00 (+13.69%) | $64,750 (+50.16%) Land $11,830 Building $52,920 | $185,000 Land $33,800 Building $151,200 |
| 2022 | $3,308.00 Homeowner's exemption | $43,120 Land $9,450 Building $33,670 | |
| 2020 | $123,200 Land $27,000 Building $96,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 998 Holderness Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 998 Holderness Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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