998 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 998 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,655 sqft · built 1985
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$342,342 (Jun 2026)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51001346005/00`

Property Details

APN / Parcel Number

Primary APN	`51001346005/00`
Alternative APNs	`41-08-13-033-029.000-009` `00001084281`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,655 sqft
Attic	Attic
Attic Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	166 ft deep x 30 ft wide
Terrain	High
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084281
Street Address	998 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 SW 1/4 S13 T12 R4 MP FRANKLIN COMMUNI
Legal Range	4
Legal Township	12
Legal Section	13
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1026
Census Tract	611000

Owner

998 E Jefferson St is owned and occupied by two individuals who bought it in June 2026.

Source: Johnson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SAVINGS BANK
Oct 23, 2020	Personal Representative Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	202611139
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 4, 2026
Property Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525
Document Number	0000011139
Instrument Date	May 21, 2026
Instrument	202611139
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525

Mortgage

Document Number	0000011140,
Date	Jun 4, 2026
Instrument	202611140

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017006209
Date	Mar 16, 2017
Instrument	2017-006209

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021019008
Date	Jun 25, 2021
Instrument	2021-019008

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007162
Date	Mar 30, 2022
Instrument	2022-007162

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Mar 25, 2033

Interest

Rate Type	Adjustable Rate

October 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 23, 2020
Property Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525
Document Number	2020030306
Map Reference	IN98018172BKHPGA-22
Instrument Date	Oct 2, 2020
Instrument	2020-030306
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 E JEFFERSON ST, FRANKLIN, IN 46131-2525

Mortgage

Document Number	2020030307
Date	Oct 23, 2020
Instrument	2020-030307

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 998 E Jefferson St was $2,978 with a homeowner's exemption, up 16.6% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+16.56%) Homeowner's exemption	$293,300 Land $24,600 Building $268,700	$293,300 Land $24,600 Building $268,700
2024	$2,555.00 (+1.87%)
2023	$2,508.00 (+4.76%) Homeowner's exemption	$225,800 (+5.12%) Land $25,100 Building $200,700	$225,800 (+5.12%) Land $25,100 Building $200,700
2022	$2,394.00 Homeowner's exemption	$214,800 Land $18,200 Building $196,600	$214,800 Land $18,200 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 998 E Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1990–2010)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Apr 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 998 E Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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