998 Deer Trail Rd, Durango, CO 81303 Property Records

La Plata County property record for 998 Deer Trail Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,904 sqft · built 1995
Lot Size	6.38 acres (277,913 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Sep 2024)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-272-01-013`

Property Details

APN / Parcel Number

Primary APN	`5661-272-01-013`
Alternative APN	`R019288`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,904 sqft Living Area
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Lot Area	277,913 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	52 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R019288
Street Address	998 DEER TRAIL RD
City	DURANGO
State	CO
Zip	81303-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A BLOCK: TR 54 LOT: E BLK TR 54 RESUB OF LOTS 51, 52, 53, & 54 PL 348261 998 DEER TRAIL RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Tract	54
Legal Block	R 54
Legal Lot Number	E
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

998 Deer Trail Rd is owned and occupied by two individuals who bought it in September 2024.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	998 DEER TRAIL RD, DURANGO, CO 81303-7607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Aug 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CREDIT UNION OF COLORADO
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on File
Deed Sale	Sep 16, 2024 · Amount on File
Prior Sale	Feb 27, 2017 · Amount on File
Deed Document Number	20241235877
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	0001175827
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	998 DEER TRAIL RD, DURANGO, CO 81303-7607
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001199366
Date	Sep 17, 2021
Instrument	1199366

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 17, 2020
Property Address	998 DEER TRAIL RD, DURANGO, CO 81303-7607
Document Number	0001175827
Instrument Date	Apr 21, 2020
Instrument	1175827
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	998 DEER TRAIL RD DURANGO CO 813037607, DURANGO, CO 81303-7607

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Apr 27, 2020
Property Address	998 DEER TRAIL RD, DURANGO, CO 81303-7607
Document Number	0001170565
Map Reference	REC 341799
Instrument Date	Apr 21, 2020
Instrument	1170565
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	998 DEER TRAIL RD, DURANGO, CO 81303-7607

Mortgage

Document Number	0001170566
Date	Apr 27, 2020
Instrument	1170566

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 27, 2017
Property Address	998 DEER TRAIL RD, DURANGO, CO 81303-7607
Document Number	0001124999
Instrument Date	Feb 24, 2017
Instrument	1124999
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	998 DEER TRAIL RD DURANGO CO 813037607, DURANGO, CO 81303-7607

Mortgage

Document Number	1125000
Date	Feb 27, 2017
Instrument	1125000

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 26, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 998 Deer Trail Rd was $2,007.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,950 (-2.08%) Land $7,220 Building $34,730	$685,390 (-) Land $117,940 Building $567,450
2025	$2,007.00	$42,840 Land $7,370 Building $35,470	$685,390 Land $117,940 Building $567,450
2023	$1,437.00 (+13.42%)	$34,240 (+14.67%) Land $5,780 Building $28,460	$511,100 (+18.98%) Land $86,340 Building $424,760
2022	$1,267.00	$29,860 Land $5,100 Building $24,760	$429,580 Land $73,310 Building $356,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 998 Deer Trail Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 998 Deer Trail Rd is very high, ranking above 91% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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