Chatham County property record for 998 Cooper Rd, Staley, NC 27355 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,938 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $4,553.00 (2025) |
Source: Chatham County records · APN 0092914
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| May 04, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| Apr 23, 2020 | Deed of Trust, Mortgage FIRST BK |
| Apr 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0019761059 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Document Number | 0000005342 |
| Book / Page | 2531 / 703 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 20265342 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Document Number | 0000005342, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 2531/703 |
| Instrument | 20265342 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Document Number | 002301/166 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 2301/166 |
| Instrument | 5525 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | PITTSBORO, NC 27312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Document Number | 0000009812 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 998 COOPER RD STALEY NC 273559174, STALEY, NC 27355-9174 |
| Document Number | 0000009812 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 002137/000182 |
| Instrument | 9812 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | PITTSBORO, NC 27312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Document Number | 0000004580 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 998 COOPER RD STALEY NC 273559174, STALEY, NC 27355-9174 |
| Document Number | 0000004580 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 002109/000624 |
| Instrument | 4580 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 998 COOPER RD, STALEY, NC 27355-9174 |
| Document Number | 0000003759 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 998 COOPER RD STALEY NC 273559174, STALEY, NC 27355-9174 |
| Document Number | 0000003759 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 002040/000973 |
| Instrument | 3759 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Chatham County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,553.00 (+24.88%) | $628,075 (+47.67%) Land $24,050 Building $604,025 | $648,125 (+52.38%) Land $44,100 Building $604,025 |
| 2024 | $3,646.00 (+4.92%) | $425,336 (-) Land $32,400 Building $392,936 | $425,336 (-) Land $32,400 Building $392,936 |
| 2023 | $3,475.00 | $425,336 Land $32,400 Building $392,936 | $425,336 Land $32,400 Building $392,936 |
Source: FEMA National Flood Hazard Layer, Chatham County (37037C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0092914 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,938 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached Garage |
| Street Address | 998 COOPER RD |
|---|---|
| City | STALEY |
| State | NC |
| Zip | 27355-9174 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 1 AC 5 BK 2018 PG 113 |
| Legal Subdivision | NORTH ALBRIGHT |
| Legal Tract | 1 |
| Legal Block | 2 |
| Jurisdiction | CHATHAM NC |
| Minor Civil Division | ALBRIGHT |
| Census Blockgroup | 1 |
| Census Block | 1050 |
| Census Tract | 20201 |
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