Howard County property record for 9979 Cypress Way, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,604 sqft · built 2016 |
| Lot Size | 0.38 acres (16,535 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,140,785 (Jan 2016) |
| Tax Bill | $18,614 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-596088 |
| Primary APN | 06-596088 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,604 sqft Total Area |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,535 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 596088 |
|---|---|
| Street Address | 9979 CYPRESS WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ED |
| Legal Description | LOT 32 16,535 SQ' 9979 CYPRESS WAY WINCOPIA FARMS |
| Legal Subdivision | WINCOPIA FARMS |
| Legal Lot Number | 32 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 606807 |
9979 Cypress Way is owned and occupied by an individual who bought it in January 2016.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9979 CYPRESS WAY, LAUREL, MD 20723-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on File |
| Deed Sale | Jan 11, 2016 · Amount on File |
| Deed Book / Page | 16638 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9979 CYPRESS WAY, LAUREL, MD 20723-6022 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | PEAK SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 9979 CYPRESS WAY, LAUREL, MD 20723-6022 |
| Document Number | 0201880226 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 20188/226 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20580 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9979 CYPRESS WAY, LAUREL, MD 20723-6022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PEAK SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0189840221 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 18984/221 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 9979 Cypress Way was $18,614 with a homeowner's exemption, up 3.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,614.00 (+3.2%) Homeowner's exemption | $1,293,800 (+3.75%) | $1,387,400 (+11.26%) Land $362,700 Building $1,024,700 |
| 2025 | $18,036.00 Homeowner's exemption | $1,247,000 Land $247,700 Building $999,300 | $1,247,000 Land $247,700 Building $999,300 |
| 2023 | $1,052,267 | $1,247,000 Land $247,700 Building $999,300 | |
| 2022 | $10,752.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9979 Cypress Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9979 Cypress Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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