9977 Cabin Rd, Oakley (Argenta), IL 62501 Property Records

Macon County property record for 9977 Cabin Rd, Oakley, IL 62501

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1978
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2026)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-19-400-011`

Property Details

APN / Parcel Number

Primary APN	`14-09-19-400-011`
Alternative APN	`09-19-400-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Lot Area	132,422 sqft (3.04 acres)
Garage Type	Detached
Garage Area	720 sqft
Deck Area	280 sqft

Location & Zoning

Account Number	140919400011
Street Address	9977 CABIN RD
City	OAKLEY
State	IL
Zip	62501-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-5
Legal Description	S 19 R 174E PT NE1/4 SE1/4 BEG NW COR NE1/4 SE1/4 E 396 S 334.95 W 396 N 334.5 TO POB 58 14 1 02 0080 001 00
Jurisdiction	MACON IL
Township / Civil Division	OAKLEY
Census Block Group	2
Census Block	2036
Census Tract	2200

Owner

9977 Cabin Rd is owned and occupied by an individual who bought it in June 2026.

Source: Macon County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9977 CABIN RD, OAKLEY, IL 62501-7509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK AND TRUST
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20266761
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 17, 2026
Property Address	9977 CABIN RD, OAKLEY, IL 62501-7509
Document Number	0000006761
Instrument Date	Jun 16, 2026
Instrument	20266761
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9977 CABIN RD, OAKLEY, IL 62501-7509

Mortgage

Document Number	0000006761,
Date	Jun 17, 2026
Instrument	20266761

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Nov 21, 2022
Property Address	9977 CABIN RD, OAKLEY, IL 62501-7509
Document Number	0004928/31
Book / Page	4928 / 31
Instrument Date	Nov 18, 2022
Instrument	2004839
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9977 CABIN RD, OAKLEY, IL 62501-7509

Mortgage

Document Number	0002004840
Date	Nov 21, 2022
Instrument	2004840

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9977 Cabin Rd was $4,072 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Oakley Township
Unified School District	Cerro Gordo Community Unit School District 100 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00	$59,555 Land $11,266 Building $48,289	$178,682 Land $33,801 Building $144,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9977 Cabin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9977 Cabin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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