9976 SW 228th Ter, Miami, FL 33190 Property Records

Miami-Dade County property record for 9976 SW 228th Ter, Miami, FL 33190

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,362 sqft · built 2022
Lot Size	0.04 acres (1,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2025)
Tax Bill	$8,011 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-6017-026-1060`

Property Details

APN / Parcel Number

Primary APN	`30-6017-026-1060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,362 sqft Living Area
Gross Area	1,417 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Lot Area	1,724 sqft (0.04 acres)

Location & Zoning

Street Address	9976 SW 228TH TER
City	MIAMI
State	FL
Zip	33190-1987
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	3700
Legal Description	ENCLAVE SOUTH PHASE 2 PB 175-083T-24412 LOT 8 BLK 16 LOT SIZE 1724 SQ FT M/L FAU 30-6017-000-0051
Legal Subdivision	ENCLAVE SOUTH PHASE 2
Legal Block	16
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	2
Census Block	2010
Census Tract	10626

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9976 SW 228TH TER, MIAMI, FL 33190-1987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Jun 24, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	2025340294
Deed Book / Page	34740 / 1532
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 5, 2025
Property Address	9976 SW 228TH TER, MIAMI, FL 33190-1987
Document Number	0000340294
Book / Page	34740 / 1532
Map Reference	MB 175 PG 83
Instrument Date	May 5, 2025
Instrument	2025R0340294
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	HOME TRUST TTL INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4365 NW 113TH PL, DORAL, FL 33178-1814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9976 SW 228TH TER, MIAMI, FL 33190-1987

Mortgage

Document Number	0000001535
Date	May 5, 2025
Instrument	34740/1535

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 24, 2022
Property Address	9976 SW 228TH TER, MIAMI, FL 33190-1987
Document Number	0000512340
Book / Page	33258 / 3080
Map Reference	MB 175 PG 83
Instrument Date	May 10, 2022
Instrument	2022R0512340
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 NW 107TH AVE # AVE3RD, AVE3RD, MIAMI, FL 33172-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9976 SW 228TH TER, MIAMI, FL 33190-1987

Mortgage

Document Number	0000003084
Date	Jun 24, 2022
Instrument	33258/3084

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,011.00 (-3.53%) Homeowner's exemption	$352,000 (-)	$352,000 (-)
2024	$8,304.00 (+0.96%)	$352,000 (-)	$352,000 (-)
2023	$8,225.00 (+210.61%)	$352,000 (+1,217.61%)	$352,000 (+1,217.61%)
2022	$2,648.00	$26,715	$26,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 529 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	529 in force
Nearby Flood Claims	4 (2017–2020)
Most Recent Claim	Nov 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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