9975 Torreon Ave, San Ramon, CA 94583 Property Records

Contra Costa County property record for 9975 Torreon Ave, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,665 sqft · built 1982
Lot Size0.36 acres (15,680 sqft)
OwnerIndividual Name on Record
Last Sale$589,000 (Jun 2003)
Tax Bill$10,232 (2025)
Deeds & MortgagesSep 2020 Reverse Mortgage
Flood ZoneZone X (moderate risk)
APN212-291-018-1

Property Details

APN / Parcel Number

Primary APN212-291-018-1
Alternative APN
  • 212-291-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,665 sqft Living Area
Gross Area2,142 sqft
1st Floor Area1,665 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area15,680 sqft (0.36 acres)
Garage TypeAttached
Garage Area477 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9975 TORREON AVE
CitySAN RAMON
StateCA
Zip94583-2853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionT03845 L0018 B EX MR
Legal SubdivisionSAN RAMON
Legal Tract03845
Legal Lot Number18
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3004
Census Tract345103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9975 TORREON AVE, SAN RAMON, CA 94583-2853
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2003 · Amount on Record
Deed SaleJun 27, 2003 · Amount on Record
Prior SaleAug 25, 1995 · Amount on Record
Deed Document Number2003305407
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address9975 TORREON AVE, SAN RAMON, CA 94583-2853
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9975 TORREON AVE, SAN RAMON, CA 94583-2853

Mortgage

Document Number0000212564
DateSep 22, 2020
Instrument2020-212564
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.78%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$870,108 (+2%) Land $487,500 Building $382,608
2025$10,232.00 (+3.86%) Homeowner's exemption$853,048 (+4.04%) Land $477,942 Building $375,106
2023$9,852.00 (+0.77%) Homeowner's exemption$819,925 Land $459,384 Building $360,541
2022$9,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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