9975 Oregon St, Dubuque, IA 52003 Property Records

Dubuque County property record for 9975 Oregon St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,288 sqft · built 1978
Lot Size	0.758 acres (33,048 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,686 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-12-101-019`

Property Details

APN / Parcel Number

Primary APN	`15-12-101-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	600 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1978
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	33,048 sqft (0.758 acres)
Lot Dimensions	162 ft deep x 204 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9975 OREGON ST
City	DUBUQUE
State	IA
Zip	52003-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 3, 4 & 5 BLOCK 6 CONNOLLY'S KEY WEST SUB;
Legal Subdivision	CONNOLLYS KEY WEST SUB
Legal Block	6
Legal Lot Number	3-5 4
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	2
Census Block	2023
Census Tract	10101

Owner

Source: Dubuque County records · APN 15-12-101-019

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9975 OREGON ST, DUBUQUE, IA 52003-8030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	9975 OREGON ST, DUBUQUE, IA 52003-8030
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012462
Date	Nov 17, 2025
Instrument	2025-00012462

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,800 (+4.06%) Land $51,700 Building $212,100	$263,800 (+4.06%) Land $51,700 Building $212,100
2024	$2,686.00 (+0.45%)
2023		$253,500 (+28.13%) Land $51,700 Building $201,800	$253,500 (+28.13%) Land $51,700 Building $201,800
2022	$2,674.00 Homeowner's exemption	$197,840 Land $51,710 Building $146,130
2021			$197,840 Land $51,710 Building $146,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 9, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Comelec Services, Hawkeye Topco Holdings.

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.