9975 Cobblestone Blvd, Independence, KY 41051 Property Records

Kenton County property record for 9975 Cobblestone Blvd, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 964 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Apr 2000)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-00-01-067.00`

Property Details

APN / Parcel Number

Primary APN	`018-00-01-067.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	964 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	9975 COBBLESTONE BLVD
City	INDEPENDENCE
State	KY
Zip	41051-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDEPENDENCE POINTE SEC 7 LOT 197
Legal Subdivision	INDEPENDENCE POINTE
Legal Phase	7
Legal Lot Number	197
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	3
Census Block	3026
Census Tract	63604

Owner

9975 Cobblestone Blvd is owned and occupied by an individual who acquired it in October 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	9975 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2000 · Amount on File
Deed Sale	Apr 5, 2000 · Amount on File
Prior Sale	Feb 9, 1996 · Amount on File
Last Transfer Date	Oct 30, 2013
Transfer Doc	0005900112
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	9975 COBBLESTONE BLVD, INDEPENDENCE, KY 41051-8546
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	BRIDGE TRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900183
Date	May 5, 2022
Book Page	367/950
Instrument	22050505900183

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2037
Change Frequency	10 Years
Min Rate At Change	3.87%
Max Rate At Change	9.87%
Index	Other
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 9975 Cobblestone Blvd was $2,434.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300 (-) Land $35,000 Building $174,300	$209,300 (-) Land $35,000 Building $174,300
2025	$2,434.00	$209,300 Land $35,000 Building $174,300	$209,300 Land $35,000 Building $174,300
2023	$1,927.00	$152,700 Land $30,000 Building $122,700	$152,700 Land $30,000 Building $122,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9975 Cobblestone Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9975 Cobblestone Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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