9975 Bent Tree Cir, Union, KY 41091 Property Records

Boone County property record for 9975 Bent Tree Cir, Union, KY 41091 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,868 sqft · built 1993
Owner	Individual Name on File
Last Sale	$350,000 (May 2022)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`063.00-09-220.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-09-220.00`
Alternative APN	`5052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,868 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9975 BENT TREE CIR
City	UNION
State	KY
Zip	41091-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 220 SEC 13A CEDARWOOD VILLAGE (63I-171)
Legal Lot Number	220
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1010
Census Tract	70309

Owner

Source: Boone County records · APN 063.00-09-220.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9975 BENT TREE CIR, UNION, KY 41091-9092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Oct 25, 2021	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	870376
Deed Book / Page	D1186 / 572
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 05, 2022
Property Address	9975 BENT TREE CIR, UNION, KY 41091-9092
Document Number	0D1186/572
Book / Page	D1186 / 572
Map Reference	PL 198A
Instrument Date	Apr 22, 2022
Instrument	870376
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	613 S LOUIS ST, 613, MOUNT PROSPECT, IL 60056-3938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4072 COUNTY MILL RIDGE, BURLINGTON, KY 41005-1509

Mortgage

Document Number	0000870377
Date	May 05, 2022
Instrument	870377

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 25, 2021
Property Address	9975 BENT TREE CIR, UNION, KY 41091-9092
Document Number	D1176/180
Book / Page	D1176 / 180
Map Reference	PL 198A
Instrument Date	Oct 20, 2021
Instrument	851743
Transaction Type	Transfer
Record Updated	Nov 08, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11812 GILPIN ST, 11812, NORTHGLENN, CO 80233-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9975 BENT TREE CIR, UNION, KY 41091-9092

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,986.00 (-1.77%)	$350,000 (-) Land $30,000 Building $320,000
2024			$350,000 (-) Land $30,000 Building $320,000
2023	$4,058.00 (+43.19%)	$350,000 (+38.61%) Land $30,000 Building $320,000	$350,000 (+38.61%) Land $30,000 Building $320,000
2022	$2,834.00	$252,500 Land $30,000 Building $222,500	$252,500 Land $30,000 Building $222,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2008, river or lake flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 6% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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